Data Sets

Borrowers continue to get smarter about the mortgage process, but from questions about closing costs to the minimum down payment and credit score needed to qualify, there's still a lot that can keep consumers confused during the origination process, or worse, on the sidelines of the market entirely.

A number of banks have recently crossed $10 billion in assets, where caps on interchange fees and mandatory stress testing kick in, and more are set to pass the threshold shortly. Here is a look at the annual toll regulation will take on many of those institutions.

Orion FCU and Greylock FCU announce appointments and promotions while CU League of Connecticut honors three.

Cutting-edge jobs — think chief innovation, strategy and data officers — are on the rise at banks and other lenders, and they are drawing free-thinking, tech-savvy candidates from inside and outside of financial services. American Banker asked several of them to recommend a book or other piece of writing that helped them tackle jobs that often were created from scratch.

A team of runners from Texas Trust ran a 5K to raise funds for a local hospital and other great things credit unions are doing in their communities.

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms.

Members of State Employees' CU, Raleigh, N.C., renewed the SECU Foundation's "People Helping People" high school and community college scholarship programs. Both programs represent the allocation of over $4 million in scholarships annually.

Most modern mobile wallets didn't start out in their current form. Some didn't even start out as mobile apps.

Partnership FCU CEO Theresa Mann wins award and other credit union advocates in the news.

Experts from across the payments industry gathered in Los Angeles for SourceMedia's annual Card Forum and Expo. Here are some of the biggest ideas discussed at this year's event.

Diamond CU supports local Reading Olympics and other great things credit unions are doing in their communities.

Ascend CEO appointed to the FRB-Atlanta Advisory Council and other CU advocates in the news.

Experts from across the payments industry gathered in Los Angeles for SourceMedia's annual Card Forum and Expo. Here are some of the biggest ideas discussed at this year's event.

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms.

PrimeWay promotes chief culture officer, PR manager and SVP-lending, and other CU advocates in the news.

With more top spots opening up as baby boomers retire, CUs are looking for new CEOs, but many ‘specialist’ C-level execs may not be up to the task.

Long-term worries, short-term worries, the broader economy and more. Community bankers see lots of obstacles to earnings growth this year, according to a recent survey of 250 small-bank executives conducted by Vining Sparks.

A trio of CEOs are elected to Pennsylvania board, Minnesota recognizes outstanding volunteers and professionals and other CU officials in the news.

A federal appeals court has set the stage for yet another legal showdown over the Consumer Financial Protection Bureau's structure in a major test of the bureau’s authority.

The Consumer Financial Protection Bureau's agenda is so packed it's no wonder that when Director Richard Cordray testifies on Capitol Hill, he has to tackle a huge array of subjects. Following are areas where the agency has proposals or final rules outstanding: