Data Sets

As the year end edges closer, the window is narrowing for policymakers to make 2013 memorable for banking legislation and rule-making. Following are predictions from Washington-based experts about what will transpire—and what won't—on the policy front before the arrival of 2014.

The most notable quotes from American Banker stories of the previous week. Readers are encouraged to add their own observations in the Comments fields at the bottom of each slide.

Consumer Financial Protection Bureau Director Richard Cordray has had a very busy few years at the helm of the nation's newest bank regulator. His tenure has involved creating a bureau almost from scratch and contending with a wide range of highly contentious policy issues-none more controversial than his own status, which was changed from acting to permanent CFPB director following a July Senate confirmation vote in which he garnered a two-thirds majority. Following are quotes from an interview Cordray conducted recently with American Banker Washington reporter Rachel Witkowski.

A selection of images featuring credit unions’ efforts in their communities.

Facebook shocked the payments industry during its IPO when it revealed it already got 15% of its revenue from payments. The social network has also proven a fertile ground to other companies that have figured out how to incorporate Facebook's platform into their own offerings.

American Banker readers share their views on the most pressing banking topics of the week. As excerpted from the Comments sections of AmericanBanker.com articles.

The most notable quotes from American Banker stories of the previous week. Readers are encouraged to add their own observations in the Comments fields at the bottom of each slide.

Banks rely on their names to create stable, trustworthy images. Unfortunately, their copy-cat tactics also create confusion and demonstrate a lack of creativity, branding experts say. Here are some notable, overused examples.

Since bursting onto the financial regulatory scene two years ago, Benjamin Lawsky has fined banks hundreds of millions of dollars over money-laundering allegations, temporarily banned big consultants from operating in his state, shaken up the force-placed insurance market and clamped down on payday lenders. In the process, New York State's Superintendent of Financial Services has sometimes stepped on the toes of fellow regulators. Following are quotes from a wide-ranging interview that National Editor Maria Aspan conducted recently with the 43-year-old former prosecutor and longtime aide to New York Governor Andrew Cuomo.

A selection of images featuring credit unions’ efforts in their communities.

American Banker readers share their views on the most pressing banking topics of the week. As excerpted from the Comments sections of AmericanBanker.com articles.

As the Isis mobile wallet comes out of pilot, it's important to note that not every emerging payments initiative makes it this far. But in experiments, any result can be valuable if the companies behind the test find something to learn from it.

Mobile malware attacks have increased six-fold over the past several months from year-earlier levels, research indicates. What's more, criminals' are seven times more likely to target banking customers with phishing attempts than people receiving email from another type of company. With so much going on in the world of cyberthreats, here's a look at some of the most important recent developments that has left banks facing millions of dollars in losses.

Most bank buyers are looking for loan growth, but a rare few want to add deposits. The following banks have either struck deals for, or are likely buyers of, highly liquid targets.

The most notable quotes from American Banker stories of the previous week. Readers are encouraged to add their own observations in the Comments fields at the bottom of each slide.

A steady stream of subpoenas, crackdowns and settlements involving big banks indicates that regulators are continuing to work through a big backlog of cases related to the housing downturn and financial crisis. Other investigations involve brand new issues, like payday lending and debt collection. One certainty: For banks litigation risk keeps on rising.

A selection of images featuring credit unions’ efforts in their communities.

EMV chips improve security over magnetic-stripe cards, but they have not been easy to implement. Years ago, a Forrester analyst said "the U.S. is going to adopt EMV in about the same way the U.S. adopted the metric system — somewhere between kicking and screaming and not at all." What have been the biggest hurdles?

American Banker readers share their views on the most pressing banking topics of the week. As excerpted from the Comments sections of AmericanBanker.com articles.

Nothing shows a banker or financier has arrived like having a prominent architectural edifice named after him. Some who've enjoyed such distinction have gone on to garner public attention for far less flattering matters, including serious legal troubles. Here's a look at prominent figures, and institutions, that fit the profile.