Data Sets

Square has completed a major overhaul of the cloud-based Square Wallet, which allows consumers to make purchases from a linked payment card by "checking in" at a Square merchant. Here are some of the key differences in the new Wallet app.

American Banker readers share their views on the most pressing banking topics of the week. As excerpted from the Comments sections of AmericanBanker.com articles.

Bankers, nonprofit executives and others recently gathered to discuss how best to provide financial services to low-income and other underserved customers. Here is some of their advice about how to charge for prepaid cards and other products, how to create new ones and how to cope with increased regulatory scrutiny.

One of the most prominent trends in retail banking today is the shift toward branch employees who are jacks of all trades. With an eye toward cutting costs and improving efficiency, more and more banks are asking their staff to perform a wider range of tasks, including making sales calls, rather than specializing as tellers or personal bankers. What follow are tips on how to move to the so-called universal staffing model from people who've been through the process.

The most notable quotes from American Banker stories of the previous week. Readers are encouraged to add their own observations in the Comments fields at the bottom of each slide.

A selection of images featuring credit unions’ efforts in their communities.

Scenes from CU Journal's Grow Show:

Though Apple doesn't have a dedicated mobile wallet, its plans for mobile payments are at least as old as the iPhone itself. Here is a rundown of the many ideas Apple has explored in its mobile payment patents.

American Banker readers share their views on the most pressing banking topics of the week. As excerpted from the Comments sections of AmericanBanker.com articles.

Branch transaction volumes are dropping but many banks continue to view physical facilities critical to acquiring customers, originating loans and branding businesses: The branches just need a different, lower-cost design.Wells Fargo (WFC), Bank of the West and Umpqua (UMPQ) are among the banks scaling down branches and eliminating teller windows. Here's a photo sampling of branch concepts that do away with the need for larger real estate.

Insurers and brokerages have myriad reasons for setting up bank subsidiaries, including lower funding costs and a broader array of customer services. But increased regulatory scrutiny is prompting many to change their thinking. Here's a look at nonbanks that have or are looking to shed bank charters, citing the cost and time commitment related to complying with the Dodd-Frank Act and other obligations.

Banks can lose business when highly regarded managers leave. Here are tips for motivating employees to stay put.

The most notable quotes from American Banker stories of the previous week. Readers are encouraged to add their own observations in the Comments fields at the bottom of each slide.

An unusual regulatory order penalizing a bank for favoring minorities, a scoop on a new bipartisan effort to craft housing finance reform and struggles to finalize Basel III were some of the most-clicked stories in Regulation and Reform last month. Following is a list of the stories you shouldn't miss:

A selection of images featuring credit unions’ efforts in their communities.

The legal fight over credit card swipe fees has been going on for years, but a resolution nears even as opponents' voices get louder. Here are some of the most noteworthy events in the ongoing courtroom case.

American Banker readers share their views on the most pressing banking topics of the week. As excerpted from the Comments sections of AmericanBanker.com articles.

The list of policy heavyweights calling for a breakup of the big banks has continued to swell since our last slideshow on the topic. Here are some of the latest endorsing the concept:

The most notable quotes from American Banker stories of the previous week. Readers are encouraged to add their own observations in the Comments fields at the bottom of each slide.

Bitcoin has had as much bad publicity as good in recent months. But even its setbacks have served to strengthen the community that supports the fledgling alternative currency.