PayThink is focused on the rapidly changing, inter-connected markets of debit, credit, mobile, prepaid and digital payments. As the payments industry strives for faster innovation to launch new products ahead of competitors, PayThink provides insight from market participants and innovators leading the way. PayThink is designed for executives looking to stay relevant in the ever-changing payments ecosystem by finding and honing their competitive edge.

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Andrew is the managing director for North America at Xero. He is responsible for shaping and executing Xero's strategy to accelerate growth across the US and Canada. Andrew has had a career dedicated to empowering small businesses. Prior to Xero, he led mid market sales at Intuit and global SMB and mid market sales at PayPal. He also founded and scaled Swift Financial into a US $300M lending platform with US $100M in ARR — supporting thousands of small businesses — before its acquisition by PayPal. Andrew holds a Bachelor's Degree in Political Science from the University of Delaware.
April 30 -
The Consumer Financial Protection Bureau finalized a new version of a small-business lending rule that took 17 years to get over the finish line. Banks are still lobbying for the rule to be repealed.
April 30 -
Rachel Koning Beals has covered investing, financial markets and banking for nearly three decades, publishing articles, video interviews and podcasts for MarketWatch, Barron's and industry trade publications.
April 30 -
New York extracted $5 million and a broker registration from Uphold over its promotion of CredEarn, a yield product whose issuer collapsed in 2020.
April 30 -
Home affordability declined on a monthly basis across loan types and racial demographics, but improved from a year ago, the Mortgage Bankers Association said.
April 30 -
A federal judge harshly criticized the settlement of a civil suit between the Department of Justice and a Texas land developer.
April 30 -
The San Antonio-based bank reported annual declines in net charge-offs and nonaccrual loans, extending a run of solid credit-quality trends at Texas-based regional banks.
April 30 -
Joseph Perello is the founder and CEO of Props, a performance-based creator marketing platform. He previously served as chief marketing officer of New York City, appointed by Mayor Michael Bloomberg, and as vice president of the New York Yankees.
April 30 -
President and CEO Enrique Lores, who took the payment company's top job in March, is looking to turn the company around with fresh talent and a renewed focus on what he says are the company's fundamentals.
April 30 -
The card network, which reported earnings on Thursday, reports some early impacts on travel payments, and has set up a site to help customers with questions about changes in consumer and business spending habits.
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