Technology

Though Amazon.com's Fire Phone sputtered out as soon as it launched, the company has built a solid foundation in mobile payments that will fuel its next big moves in 2015.

General Motors has unveiled a feature, called AtYourService, to complement its OnStar in-car assistance service by providing retail-oriented features to drivers.

Sellers using e-commerce marketplace Atomic Mail can now add Dwolla as a payment option on the checkout pages of their websites.

The tech consultancy firm FIME, based in Antony, France, has been qualified as a near field communication certification tester in Asia, Europe, the Middle East, and Africa.

Apple Pay has already achieved the cool factor with its innovative payment system and convenience factor.

Person-to-person payment services haven't always fared well, but a year-old French startup, Flooz, thinks a P2P app can succeed in its home country if it has the right interface — and steep social barrier to entry.

Mobile operators in Taiwan now support the nation's largest mobile commerce platform, which enables Near Field Communication mobile payments.

Brazil's central bank has approved a joint venture between Banco do Brasil SA, the nation's largest bank by assets, and card payment processor Cielo SA, but the bank cannot claim accounting gains in its projected profits.

The payments industry is quickly adapting to new technology, new regulations and new consumer demands. Here are 15 of the industry's major transformations already in progress.

Consumers have long resisted security hardware such as one-time password tokens, as these devices typically slow down the payment process. But shoppers may finally be willing to give up a little convenience for some peace of mind.