Opinions

As the Federal Reserve Board gets set to vote on a final package of Basel III capital rules at a meeting Tuesday, it remains unclear just how far regulators will go to placate community bankers outraged by the proposal offered last year.

Mutual thrift defections from the Office of the Comptroller of the Currency should decline now that once-nervous bankers have gotten a chance to get familiar with the regulator.

California’s financial regulator has baffled observers by sending a cease-and-desist “warning letter” to the Bitcoin Foundation. Did the Golden State’s bureaucrats blindly send out letters to any organization it could find with the word “bitcoin” in its name?

An explicit guarantee is better than the implicit one Fannie and Freddie had. But a more fundamental approach is to demand that financial actors internalize and capitalize the risks themselves.

Goldman Sachs, one of the owners of a newly designated “minority bank,” has a history of discriminatory behavior.

Big banks, including Citi and U.S. Bank, are developing a system to make mobile wallets more secure by walling off customer data from merchants and other third parties.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

A veteran banking regulator has been promoted to become the commissioner of Georgia’s Department of Banking and Finance.

Fellow lawmakers lauded Sen. Heidi Heitkamp for a passion as strong as "battery acid" and her fluid softball swing. The Senate Banking member knows that's high praise on Capitol Hill.

Regulators are paying increasing attention to cyberthreats facing financial institutions, but many bankers are only just beginning to notice.