Policy & Regulation

The Federal Financial Institutions Examination Council on Wednesday issued final guidance aimed at helping, banks, credit unions and other financial institutions manage risks related to social media.

The Department of Housing and Urban Development on Wednesday released its final rule defining what constitutes a "qualified mortgage."

The Dodd-Frank Act requires banks with at least $10 billion of assets to conduct annual stress tests, but experts say many banks below the outset already have a process or have plans to begin testing.

The Volcker Rule may finally be out, but the process of understanding the intricacies of the complex regulation that bans the largest banks from making risky trades has only just begun.

Royal Bank of Scotland (RBS) will pay $100 million to state and federal regulators to settle allegations that it violated sanctions on doing business with Iran, Sudan, Myanmar and Cuba.

After three years with regulators at odds with each other, the five agencies have finalized Dodd-Frank's Volcker Rule.

MasterCard Inc. said its board of directors approved an 83 percent dividend increase and a 10-for-1 stock split.

The Chairman and CEO of JPMorgan Chase framed his bank's record-setting $13 billion settlement as a business decision — but acknowledged that he now has work to do to repair ties with Washington.

Despite widespread concerns at community banks, industry experts assert that regularly testing can help bankers with strategic planning.

Even before Dodd-Frank, federal regulations had grown exponentially. The sheer quantity of the regulations is bad enough, but the complexity often confuses banks and their customers and increases compliance costs.