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Market Intelligence:
AI
Payments
Research
  • Payments
    Fiserv beefs up restaurant tech as POS battle heats up

    The technology company is using its marketing and commerce platform BentoBox to improve diners' experience, even as analysts question the growth of its signature Clover system amid a crowded market for point of sale services.

    By John Adams
    Executive Editor, Payments
    May 20
    FiservWestOxford
  • Professional development
    Your roadmap to becoming a commercial banker

    Breaking into a new industry can be daunting, especially in a field as complex as banking. Here's how experts recommend getting started.

    By Nathan Place
    National Reporter
    May 19
    A young woman wearing glasses and a suit shakes hands with an older man.
  • Fintech
    Chime IPO tests market appetite for fintech investment

    After a drop in fintech venture capital exit value from IPOs, neobanks and other financial tech startups are closely watching Chime's initial public offering.

    Melinda Lucy headshot
    By Melinda Lucy
    Tech Reporter
    May 16
    Chime sign is seen at its headquarters in San Francisco, California.
  • Strategic planning
    Customers Bank aims for payoff after years of transformation

    The Pennsylvania company spent the last five years adding lines of business, cleaning up its balance sheet and leveling up its technology. This year, Customers needs to churn out consistent earnings to prove that the investments were worth the costs.

    Catherine Leffert Author Image
    By Catherine Leffert
    Reporter
    May 15
    Customers Bank branch
  • Litigation
    Trump's CFPB has dropped half of all pending litigation

    The Consumer Financial Protection Bureau has dismissed or withdrawn from more than 20 lawsuits as the Trump administration reverses the work done during the Biden era.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    May 14
    CFPB dismantled
  • Fintech
    Best Places to Work in Fintech 2025

    The 29 companies that made this year's list offered flexible work schedules, generous amounts of paid time off and fun activities to keep employees happy.

    By Carter Pape, Melinda Lucy, Frank Gargano and Penny Crosman
    May 13
    Group of people on MPOWER team stand behind counter with party cake.
  • Regulation and compliance
    Examiner discretion takes center stage in CAMELS debate

    Bank advocates and lawmakers have endorsed removing management considerations from the key supervisory ranking, arguing that it is too prone to subjectivity. But some policy experts say doing so could leave certain risks unchecked.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    May 12
    FEDERAL-RESERVE-HQ-BLOOMBERG
  • Inflation
    Fed's Barr expects high inflation, slow growth from tariffs

    Federal Reserve Gov. Michael Barr said global supply chain disruptions and inflation caused by tariffs could weigh heaviest on small businesses, especially those with little access to credit.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    May 9
    Mic
  • Law and legal issues
    David Julian, ex-Wells Fargo exec who battled OCC, sounds off

    Julian, the bank's onetime audit chief, recently agreed to settle with the Office of the Comptroller of the Currency for a tiny percentage of the $7 million the agency had been seeking. In an interview, he spoke about the expensive legal fight and who bears responsibility for the bank's fake-accounts scandal.

    By Kevin Wack
    Banking Editor
    May 8
    Wells Fargo
  • Payments
    How agentic commerce redefines AI's role in payments

    AI agents have the power to automate a number of once-manual tasks: They can conduct background research, generate content, write code and analyze data. In their latest evolution, driven by Visa, Mastercard and other fintechs, payments are now on the menu of services.

    By Joey Pizzolato
    Reporter
    May 7
    Visa and Mastercard cards
  • Innovation of the Year 2025
    Innovation of the Year 2025: Meet the honorees

    The 10 winning innovations span categories from AI and payments to risk and compliance. An overall winner will be announced at American Banker's Digital Banking event on June 2.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    May 6
    Arizent Internal-Externatl-Promo Image.png
  • Payments
    How banks can persuade customers to stop using checks

    Paper check use is dropping, but it's still high enough to be a fraud concern for banks. The Trump administration's move to mandate digital could force banks to dump paper once and for all.

    By Cheryl Winokur Munk
    May 5
    Prepare writing a check
  • Minimum capital requirements
    Why banks aren't trimming their capital levels just yet

    After building capital for years in anticipation of higher requirements, banks now face a lighter regulatory outlook under President Trump. But experts don't expect capital levels to come down quickly.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    May 2
    Jamie Dimon
  • Economy
    Bankers pessimistic about economy due to tariffs, rate risks

    A new survey conducted by IntraFi found that nearly three-quarters of bank executives say a recession is here or imminent, and tariffs now rank among their top three economic concerns.

    By Ebrima Santos Sanneh
    Reporter
    May 1
    WEARY-TRADER-BLOOMBERG-031223
  • Trump administration
    How Trump's first 100 days changed the game in Washington

    By changing the form and function of the federal bureaucracy, questioning judicial review and launching a trade war, the president has injected uncertainty into a government built on predictability and process.

    John Heltman
    By John Heltman
    Washington Bureau Chief
    April 29
    Trump SOTU
  • Payments
    How Trump's tariffs fuel the use of artificial intelligence

    As the president's policy changes on a dime, machine learning can quickly alter strategies for compliance, payments and supply-chain management.

    By John Adams
    Executive Editor, Payments
    April 28
    Trump sworn in
  • Regulation and compliance
    FDIC resolution shift favors speed; critics warn of costs

    Acting Chair Travis Hill's push for quick weekend bank sales signals a break from past crisis strategies — but some experts warn of higher costs and increased consolidation risks

    By Ebrima Santos Sanneh
    Reporter
    April 25
    FDIC
  • Cybersecurity risk management
    Exclusive: Visa threat report highlights NFC relay attack

    As criminals embrace new tools to exploit payment systems, Visa reports that older methods like enumeration and digital skimming are still thriving.

    Carter Pape, American Banker
    By Carter Pape
    Technology Reporter
    April 24
    Visa
  • Trump administration
    DOGE staffer, CFPB top lawyer ordered to appear in court

    A federal judge has ordered a staff member of the Department of Government Efficiency and the Consumer Financial Protection Bureau's top lawyer to appear at an evidentiary hearing next week.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    April 23
    CFPB
  • Payments
    Why it's hard to marry card and payment tech

    Global Payments' agreement to divest its issuer unit is the latest in a series of changes in a complex ownership strategy.

    By John Adams
    Executive Editor, Payments
    April 22
    A customer holds a contactless debit card issued by HSBC near a Worldpay payment terminal.
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.