Retail & Commercial

Live Oak is the latest bank to jump into this niche lending area. But some warn they are beginning to see cracks in credit quality.

Closing branches might be good for cost control, but it can also diminish the ability to gather core deposits. Banks with $2 billion to $10 billion of assets — which are ranked here by three-year average returns on equity — are learning this the hard way.

Paring down branches, product offerings and business lines can help banks succeed.

Robert Broeksmit, a career mortgage industry executive, will succeed David Stevens as the president and CEO of the Mortgage Bankers Association.

First Midwest Bancorp has agreed to buy Northern States Financial in Waukegan, Ill., for $91 million.

As customers increasingly research products online, they are coming to know more about a bank’s products than workers. This is a problem.

First Internet Bancorp in Fishers, Ind., which went public in 2013, could also use the capital for acquisitions and other investments.

At American Banker’s Digital Banking conference in Austin, industry leaders wrestled with philosophical questions about artificial intelligence and the rapidly evolving expectations of customers.

The agency has no plans to release general findings from an extensive review of sales practices at large and midsized banks. That's troublesome, and will only fuel the perception that it is too cozy with the institutions it regulates.

The bill is one of two SBA-related measures the Senate approved late Tuesday and sent to President Trump to sign into law.