Retail & Commercial

Diebold and Wincor Nixdorf — which plan to merge under the name "Diebold Nixdorf" — were already in the midst of major projects to digitize bank branches and retail stores before the pressure from mobile devices led them to join forces to keep pace with innovation.

Diebold and Wincor Nixdorf — which plan to merge under the name "Diebold Nixdorf" — were already in the midst of major projects to digitize bank branches and retail stores before the pressure from mobile devices led them to join forces to keep pace with innovation.

The proliferation of easy-to-use analytics tools has allowed community banks to do what used to take teams of quants to accomplish. Some are using it to get an edge in M&A, others are using it to improve efficiency.

On the sidelines for three years, the once-aggressive acquirer jumps back in the game with a deal for CommunityOne Bancorp in Charlotte. It's also looking to bulk up in Tennessee and Florida, though any opportunity would bring tough decisions on whether to cross the $10 billion-asset mark.

Authoritative phone data intelligence can greatly help when it comes to TCPA compliance.

Ohio consumers searching for small-dollar loans each year end up with more than $502 million in fees, according to a new report.

Centre 1 Bancorp in Beloit, Wis., has agreed to buy Walworth State Bank in Wisconsin.

A landmark FCC ruling in July clarified a chaotic and confusing set of TCPA rules and assumptions concerning the legalities of autodialers, revoking consent to contact and what penalties would come from not obeying the rules.

Diebold Inc. agreed to buy German rival Wincor Nixdorf AG for about 1.8 billion euros ($1.9 billion) to create the biggest maker of cash machines and security systems with more than $5 billion in sales.

Coastal Banking in Beaufort, S.C., has agreed to buy First Avenue National Bank of Ocala in Florida.