Retail & Commercial

Daunted by the challenge of how your bank can help underserved members of the community? Here are some simple tips and bits of wisdom from bankers, nonprofit leaders and local government officials.

Sorry, banks, 28% of consumers are taking their business elsewhere. Here's what you should know about the elusive "underbanked" and "unbanked" market segment, with charts to illustrate.

OnDeck Capital, the online lender whose initial public offering raised eyebrows in December, posted a net loss of $4.3 million for the fourth quarter in its first report as a public company.

A disappointing 2014 for HSBC has CEO Stuart Gulliver considering "extreme" changes at its U.S. bank and other struggling units, which he said are a drag on return on equity.

It's not quite too big to fail, but Ocwen is the country's largest servicer of subprime mortgages. So if it were forced to sell itself, or even failed, the transfer of some $410 billion in servicing rights could create havoc in the mortgage market, industry experts said.

With the economy recovering, Chris Hurn saw an opportunity to start another company focused on Small Business Administration 504 loans — his longtime specialty — and spread the word to business owners about the benefits of owning their facilities.

Most millennials do almost all of their other business on a portable device, so they want to have this same functionality when buying a home.

Sunwest Bank in Irvine, Calif., has been sending employees to Africa and South America since 2011 to do philanthropic work. While such projects could help recruit Millennials, industry experts also see challenges selling foreign missions to employees and customers.

Sheila Bair, the former chairman of the FDIC, has the answer for significantly reducing the regulatory burden on small banks: give regulators the power to exempt institutions with less than $10 billion of assets from any new or existing regulation.

Home meal-prep delivery company PeachDish is working with Bitcoin processor BitPay to enable payments in the virtual currency.