Retail & Commercial

A greater number of Americans believe that their personal finances and the economy are in better shape than they were a year ago, according to a new survey from a unit of JPMorgan Chase (JPM).

The 59% increase in the government subsidy reflects an increase in loan defaults, not loan demand.

The portion of balances that credit cardholders paid off climbed again in August in a good sign for defaults but a bad one for portfolio growth. This interactive graphic shows key performance measures at the Big Six.

Much has been written about the refi boom, but one avenue not explored deeply is the "multiple" refi client — the consumer who refinanced in the last couple of years who's again coming to the well.

The inspector general of the Federal Housing Finance Agency has pushed the agency to take more oversight over Fannie and Freddie, upending Freddie's mortgage putback practices and drawing out details of a special servicing program.

Two former Sterling Financial (STSA) mortgage loan officers have sued the company on claims that they are owed unpaid overtime.

The New York credit card company is appointing Erich Ringewald, the former CTO of Boku, as its vice president of software product management.

The board of directors must anticipate the unexpected and quickly execute strategic alternatives when a problem arises, regardless of its severity. Failure to do so could land their financial institution on the FDIC's problem list.

A group of state attorneys general is investigating how major banks process and sell delinquent credit card accounts.

New Jersey passed Nevada in the second quarter in the rate of homeowners with seriously delinquent loans — those 90 days late or in foreclosure — according to the Mortgage Bankers Association.