Retail & Commercial

We don't need and shouldn't have one-size-fits-all regulatory policies. Community banks are different from their larger U.S. counterparts.

The Federal Reserve Board has entered into a written agreement with PNBK Sponsor that requires the Stamford, Conn., company to serve as a source of strength to its bank.

Ellie Mae's survey found that community banks still have some concerns about regulation and compliance costs. Still, they expect that a decline in competition could be good for overall business.

Target Corp., which earlier this year took its credit card portfolio off the market because of a lack of suitable offers, appears to be getting closer to securing a deal.

Banking policy wonks might want to disengage from their sober debate about vice presidential nominee's views on Dodd-Frank and GSEs and check out the social-media phenomenon that Ryan gags have become.

Shares of United Bancorp (UBCP) fell sharply Thursday after the Martins Ferry, Ohio, company announced that it was cutting its quarterly dividend in half in order to preserve capital.

The Treasury Department will sell $381.5 million of preferred shares in M&T, paying the last of the Buffalo bank's Tarp tab.

Square is giving small merchants more flexibility in how they pay for credit-card transactions, increasing competition with PayPal's rival card reader.

Discover Financial Services is facing a new lawsuit over the marketing of its payment protection and other fee-based credit card products — this time from one of its own shareholders.

Angry investors say the card giant's reputation has been sullied by claims that it has used deceptive methods to sign consumers up for payment and identity theft protection.