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To identify the fintech startups deserving of special recognition this year as part of the FinTech Forward program, we asked our judges to consider several factors: Is this organization solving relevant problems for the banking industry? Is the organization creating change? Is the solution timely? Does it speak to the challenges the industry faces now?

The following 20 companies are the standouts among a pool of companies that nominated themselves and ones familiar to our judges. The panel was composed of nine judges: Marc Hochstein, Robert Barba and Bryan Yurcan of American Banker; BAI's Holly Hughes, Terri Cable and Tom Hoscheidt; Gavin Michael, then of JPMorgan Chase (he is set to join Citi in November); CarrieAnne Cormier of Avidia Bank and Alex Jimenez of Zions Bancorp.


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