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From Mastercard partnering with banks and third parties in new open-banking relationships to PayPal stepping into the cryptocurrency payments market by launching its own stablecoin, payments firms are taking on new opportunities.

After being undercapitalized for decades, some minority-led banks finally got large capital infusions in the wake of George Floyd's murder. But higher interest rates have made it harder for them to gather the deposits they need to boost lending substantially.

The top five banks and thrifts have nearly $96 billion in combined home equity loan portfolios as of September 30, 2023.

Fintech founders and leaders and those who help them can qualify for this second annual award program.

Here are six luminaries who have won this American Banker award since 2010. Some continue to lead banks, while others have run into trouble.

A resilient economy and the potential for interest rate cuts could infuse further bullish sentiment into markets and bolster the shares of small lenders.

The top five banks have an average global full-time employee headcount of more than 213,000.

Bank investors hope they can party like it's 1995, when the U.S. economy stayed healthy even after aggressive Federal Reserve rate hikes. But a few analysts are a bit more cautious over whether banks' loan books will hold up as well this time.

The top five banks have combined construction loans of more than $71 billion.

In the current deposit environment, small business is a highly attractive segment, particularly because, among other advantages, it represents low betas with higher average balances than commercial and any of the consumer segments. At the same time, the profitability of mass-market consumers has declined from two years ago because of the massive reduction in NSF/OD fees.

Sponsored by Lendio Join us as we share insights from new research conducted by American Banker in partnership with Lendio that explores how banks view the future of small business lending. More specifically we will discuss the extent to which banks are prioritizing SMB lending, the challenges commonly faced and the role automation can play in driving efficiencies and scale.

Sponsored by Uplinq Financial Technologies, How have banks responded to the needs of diverse-owned businesses and what is expected in the future? Multicultural programs have traditionally been important to banks as they address CRA and LMI requirements.

In many banks, consumer banking is the delivery system "elephant" that dwarfs small business banking by scope and volume. Frequently, major Consumer Banking initiatives divert or push aside small business banking efforts. Does it have to be this way? More than "where does small business belong?", how can retail strategy and small business strategy align more effectively to generate better results for both?

Elevate your knowledge with Ben Walter's invaluable insights into what he's learned about serving small business, working in financial services, and leading teams and people in his 25-year career.

More women have started businesses during the pandemic -- and since then -- compared to white males. Why? What do women entrepreneurs need to begin their journey as small business owners?

The right mix of products for small businesses - what's working, how is it evolving?

How do different banks' definitions of small business affect their marketing, sales, branch, credit/risk, product, and operational approaches to this segment? This session will explore the benefits and drawbacks of different segmentation strategies, and the implications for acquisition, service, support, and profitability

*CE Eligible* Segmenting and engaging small businesses (in new ways) and offering them products and services based on their distinct needs so as to engage and deepen relationships via digital and/or banker relationship.