Bank technology

The Miami Parking Authority is using technology from Verrus Mobile Technologies Inc. of Vancouver to offer a "pay by phone" service covering 8,000 spaces on the city's streets and more than 20 municipal lots.

Zoot Enterprises Inc., a Bozeman, Mont., provider of credit decisioning and loan origination systems, has developed an "automated negotiation system" designed to help lenders increase acceptance rates on loan offers.

Yodlee Inc., a Redwood City, Calif., specialist in account aggregation technology, agreed to provide personal finance and bill-payment applications to Q2 Software Inc., an Austin developer of online, mobile, and voice banking systems.

The online person-to-person loan facilitator Prosper Marketplace Inc. has partnered with a Utah industrial bank, a move aimed at streamlining its lending policies and allowing it to offer consistent terms nationwide.

PayPal Inc. of San Jose, Calif., said it plans to move its Dublin operations center, which houses its European customer service, operations, and fraud prevention functions, into a facility in the Dublin suburb of Blanchardstown.

Banco Bilbao Vizcaya Argentaria SA plans to use Finacle software from Infosys Technologies Ltd. for its core deposit accounting needs as part of a technology upgrade.

Business owners are far more concerned that their personal data could be stolen and misused than they are that their companies could be the source of a data breach, according to a report released Tuesday.

Security has been a concern as long as online banking has been available, and financial companies have put plenty of effort into both making their systems safe and making sure customers know their Web sites can be trusted.

The table lists daily composite stock prices at 4 PM (unless otherwise noted) as measured by market capitalization.

H&R Block Co. is testing a mobile phone alert service consumers can use to manage its Emerald Prepaid card.

United Technologies Corp. said acquisition target Diebold Inc. is not a "must have," and said it would not pursue its original $40-a-share offer without a more detailed look at the automated teller machine maker's books.

Experian Group Ltd. has licensed a patent portfolio covering interactive voice system from Ronald A. Katz Technology Licensing LP.

Prosper Marketplace Inc., which enables individuals to make loans to each other, has expanded its model to permit institutions to participate as lenders.

Jason Knight has resigned as chief executive of the online account aggregation provider Wesabe Inc. to focus on a family medical situation.

LAS VEGAS — Anticipating a boom in international payments and a transformation in the domestic market, Bank of America Corp. is undertaking a major project to integrate its numerous processing systems into a hub it says will be able to handle all of its incoming and outbound payments.

LAS VEGAS — A new joint venture for processing automated clearing house transactions could disrupt the payments industry, cutting costs for the industry's biggest originators but driving up expenses for smaller financial companies, according to several executives.

Intuit Inc. has provided an updated timetable for the release of the online financial management tool it has been developing with the online banking software vendor it acquired last year.

LAS VEGAS — After suffering punishing losses in the subprime mortgage market, National City Corp. is shifting its focus to payments.