Bank technology

United Technologies Corp. has acquired a 3.5% stake in Diebold Inc. and says it remains committed to its $2.63 billion offer to buy the North Canton, Ohio, automated teller machine company.

The table lists daily composite stock prices at 4 PM (unless otherwise noted) as measured by market capitalization.

U.S. Bancorp has introduced an accounts-payable automation service that uses clients' existing financial systems to generate approved payments that can be charged to purchasing card accounts.

The Redwood City, Calif., mobile payment provider Obopay Inc. has started offering its service into India.

A company that offers asset-protection devices to auto lenders has introduced a linked prepaid card that could encourage the unbanked to make their car payments on time and also prompt them to make other purchases electronically.

Transcard, a prepaid card marketing unit of Innovative Processing Solutions LLC of Chattanooga, Tenn., has developed a system that lets consumers manage their payroll card accounts with mobile phones.

The automated teller machine operator TRM Corp. has appealed its pending delisting from the Nasdaq Stock Market Inc.

Diebold Inc., which is revising its earnings statements from 2003 through 2006 and has not filed its earnings for last year, is facing delisting from the New York Stock Exchange.

Many large banking companies are using e-mail to contact customers, despite the ongoing threat of phishers, which have led many consumers to be wary of messages from banks, according to a survey Aite Group LLC released Wednesday.

Most consumers are unclear about the amount of liability coverage their credit cards provide for online purchases, according to study JupiterResearch LLC released Tuesday.

Fiserv Inc. of Brookfield, Wis., has started offering a service that lets companies integrate electronic bill payment features into their Web sites.

Akcelerant Software LLC of Malvern, Pa., is marketing its collection and recovery software to core processing clients of Open Solutions Inc.

Connect Financial Software Solutions LLC of Las Vegas, a provider of online banking software for credit unions, has agreed to offer its clients bill-payment applications from iPay Technologies LLC.

Bill presentment has long been a low-priority part of SunTrust Banks Inc.'s online banking service, but the Atlanta company is planning a major marketing campaign in response to a report that found that people who view their bills through its Web site are more valuable than the average customer.

The security software vendor Guardian Analytics Inc. said it is using geolocation data from Quova Inc. to help financial companies spot fraudulent transactions.

The New York payment software provider ACI Worldwide Inc. said it has agreed to outsource some of its technology services to International Business Machines Corp.

The credit bureau Experian Group Ltd. has incorporated phone authentication software from Adeptra Inc. in the automated calling system it sells to financial companies.

Heartland Credit Union of Inner Grove Heights, Minn., has agreed to offer its members fraud prevention services from LifeLock Inc.