Bank technology

The financial software developer Integrated Bank Technology Inc. plans to announce today that it has acquired MICR Resource Management Inc., a Chicago service bureau.

Fiserv Inc. added Denis O'Leary, a consultant with a background in banking and payments, to its board.

PayPal Inc. says its deal to acquire an Israeli provider of online risk management software is part of an effort to improve security on its payment Web site.

Northern Trust Corp. of Chicago has become a member of the MoneyPass surcharge-free automated teller machine network operated by Elan Financial Services, a unit of U.S. Bancorp.

Toronto-Dominion Bank plans to add contactless capabilities to the smart cards it is testing as part of a trial of the Europay, MasterCard, Visa security standard.

Loan losses in the banking industry apparently are pinching off profits at Metavante Technologies Inc.

For many banks today, the payments business is anything but simple.

Deluxe Corp. said its earnings fell in the fourth quarter, despite stronger sales to banks.

Classic Bank has agreed to use a data network operated by ERF Wireless Inc. to connect its branches.

Automated cash vaults that can accept and recycle funds are becoming increasingly popular with financial services companies, which say the machines can improve customer service and security.

The Mexican technology company Hildebrando SA de CV has agreed to resell banking core processing software in Central America, Mexico, and the Caribbean for Open Solutions Inc., its second Mexican deal in a week.

Bremer Financial Corp. has agreed to settle checks through the image archive operated by Viewpointe LLC.

American Express Co. has signed another processing and acquiring agreement aimed at boosting acceptance among small and midsize merchants, its third such deal in a month.

European Union finance chiefs are urging banks to complete a continentwide payment network as product delays and government hesitance cast a cloud over its partial opening next week.

Bank of Moscow has agreed to use risk management software from Fiserv Inc. to make credit decisions.

The San Antonio payment processor Payment Data Systems Inc. said Friday that it had completed its sale of certain patents and patent applications to PCT Software Data LLC.

The table lists daily composite stock prices at 4 PM (unless otherwise noted) as measured by market capitalization.

Remote capture deposit systems have been offered almost exclusively to businesses, but banks are now considering adapting the technology for consumers.