Bank technology

International Bancshares Corp. of Laredo, Tex., has agreed to use software from the Sausalito, Calif., vendor mFoundry Inc. to run a mobile banking service that it plans to roll out in the first quarter.

Third-quarter earnings rose sharply at Total System Services Inc., despite the loss of another major client.

More than 4 million merchants will gain access soon to an electronic business-to-business payment system through an agreement between MasterCard Inc. and First Data Corp.

AirNet Systems Inc., facing a steep decline in its check delivery business, has started to implement a tiered pricing system and charge bank clients a fee if they stop using its planes to transport canceled checks through certain cities.

The table lists daily composite stock prices at 4 PM (unless otherwise noted) as measured by market capitalization.

Last month the Office of Thrift Supervision closed NetBank Inc. and appointed the Federal Deposit Insurance Corp. as receiver.

Western Union Co. is adapting its international remittance system to let people send and receive money through mobile devices — further advancing the role phones are expected to play in supporting electronic payments, in this case as a way to reach the unbanked.

The Brookfield, Wis., technology vendor Fiserv Inc. has expanded its consulting capabilities by acquiring an online advisory service provider.

International Business Machines Corp. reported solid third-quarter results as growth in its long-troubled services business overcame declines in hardware.

A banking technology start-up is hoping to revive aggregation, an idea that many banks have tried and dropped, by combining it with financial services advice.

CHERRY HILL, N.J. — Commerce Bank, "America's Most Convenient Bank," has launched Business Direct, a free, comprehensive online business banking service that enables businesses to securely view and manage all their financial and banking needs at a glance, in real time, from anywhere, via the Internet.

The Denver processor First Data Corp. has expanded its business-to-business payment capabilities by acquiring the Dublin banking technology company Deecal International Ltd.

Flagstar Bank of Troy, Mich., has agreed to use electronic closing systems from Fiserv Inc. of Brookfield, Wis., to manage mortgage originations.

Diebold Inc.'s automated teller machines have been certified to offer prepaid gift cards using technology developed by Better ATM Services Inc. of Mesa, Ariz.

Image volume on the SVPCO check image network fell last month for the first time in at least a year, according to The Clearing House Payments Co. LLC, which operates the network.

Fidelity Express, a money-transmitting unit of the Sulphur Springs, Tex., grocery wholesaler GSC Enterprises Inc., is planning to offer a mobile bill-payment service to utilities and other billers that use its walk-in payment agents.

Four community banks have recently begun using remote capture software from Open Solutions Inc.

The point of sale terminal company Restaurant Data Concepts Inc. has agreed to offer wireless payment devices from VeriFone Holdings Inc. to restaurants that use its POSitouch system.