Bank technology

NCR's acquisition and pension costs contributed to a decrease in third-quarter profits. But the chief executive of the ATM and kiosk maker expects two recent purchases, combined with continued demand worldwide, to generate strong long-term growth.

Green Dot Corp. is licking its lips over banks' new debit card fees, but the prepaid card company still doesn't know quite how large its eventual meal will be.

Acquisition and pension costs decreased NCR’s third-quarter net income by 82%, to $15 million from $85 million a year earlier.

Most personal financial management providers assure users that their services are safe because they can't be used to move money. PageOnce, however, is betting that it can attract more users than it scares off by adding a bill-pay feature — and charging a fee to use it.

Green Dot Corp. said Thursday that new card activations and increased usage by existing customers helped boost its third-quarter profits.

Huntington Bancshares Inc. said it will be converting all of its debit cards to MasterCard Inc. from Visa Inc. But MasterCard's coup comes as new regulations and bank fees are cooling the potential of the overall debit market.

Diebold Inc. experienced drops in third-quarter revenue and profitability, but the ATM maker's chief executive highlighted gains it made in North America

The bank's cross-channel strategy executive discusses gauging consumer comfort with new technology and cross department cooperation. And he's keeping an eye on tablets as a hot new device.

Nearly 14 percent of U.S. mobile subscribers accessed banking services.

Visa Inc. next year plans to ramp up a series of incentives for merchants and acquirers, as the world's largest payments network braces for new regulations that are expected to cost it some debit transactions.

Reversing its longtime policy of accepting only American Express Co. cards and its own private-label card at its stores, Neiman Marcus Inc. said Thursday it will also start accepting cards backed by Visa Inc. and MasterCard Inc.

Entrepreneurs form startups to shake up the industry and bring in new ideas – a mindset that some are saying plays well with the themes behind the Occupy Wall Street protests.

When showing solidarity with the Occupy Wall Street protestors, financial executives run the risk of having their message drowned out by their wealth.

If the only thing preventing a customer exodus is the sheer hassle of switching banks, there is a real danger that one day an enterprising company or competitor will come along and solve that pain point.

Visa Inc.'s profit rose 14% in the fiscal fourth-quarter as consumers spent more using its credit and debit cards and the volume of transactions it processed grew.

Founder Josh Reich says his firm is not hitting the big bank debit fee issue hard in its marketing, it's focusing more heavily on its technology and overall model. But the startup's message is still pretty clear.

Merchants will dictate which mobile payment models become mainstream, attendees at a mobile commerce conference this week said.

While the world waits for the iPhone to support NFC, RIM quietly slips into the contactless payment arena as the world awaits iPhone support for contactless payments.

IPhone-toting bank customers can make contactless payments at MasterCard PayPass terminals using an NFC chip-equipped iPhone sleeve.

Although banks have broadly implemented fraud prevention tools such as device authentication and challenge questions, only 6% are confident that their fraud prevention and detection tools can detect cross-channel fraud patterns, a Novarica study has found.