Banking

Total System Services Inc. has made Andrew Mathieson its group executive of relationship management, with responsibilities for marketing, risk management and business consulting services.

Consumers want more straightforward credit card loyalty programs that forgo caps on reward points earned, say Capital One's Shane Holdaway and Amy Lenander. The executives discuss how they developed recent product strategies, why Samuel L. Jackson is the perfect spokesman for the Capital One Quicksilver card and what rewards programs will look like five years from now.

First Internet Bancorp (INBK) in Indianapolis is adding asset-based lending to its commercial offerings.

Union First Market Bancshares (UBSH) in Richmond, Va., has expanded its chief executive's role.

A New Jersey town council may vote as early as today on a proposal to settle a U.S. Supreme Court case that has threatened to undercut the Obama administration's crackdown on lending discrimination.

First Busey (BUSE) in Champaign, Ill., has named its next chief financial officer.

Regions Financial received a subpoena from the U.S. Department of Housing and Urban Development tied to the origination of mortgages backed by the Federal Housing Administration.

First Merchants (FRME) in Muncie, Ind., has issued $70 million in debt to pay off a loan from Bank of America (BAC).

The Office of the Comptroller of the Currency has amended its consent order with Broadway Financial's (BYFC) bank.

Dollars in millions

Dollars in millions

Companies that made large jumps up or down in our rankings in 2012

As banks invest in newer digital channels, they need to focus on customer profitability.

New mobile apps let consumers handle personal financial management, pay bills, send money to friends and relatives, watch over their credit, and even fund a small business.

Doing payments well is really hard, as payments "disruptors" are finding out.

Some of the best uses for analytics in banking today include rewards programs, customer intelligence and risk management.

The challenges banks face remain largely the same, but the solutions with which they take them on have evolved.

How this year's FinTech 100 and Enterprise 25 rankings were calculated.

Common wisdom suggests small, nimble startups have an advantage over larger, clumsier organizations. But in financial technology, this tends to not be the case.

Executives at the top 10 FinTech companies share highlights of the year past and plans to move their companies forward.