Capital requirements

Having a leverage ratio as a backstop to risk-based capital requirements is sound, but the way it is currently calibrated is having a dramatic effect on financial markets.

The administration and regulators are considering exempting certain asset classes from the leverage ratio, but opponents say going down that road is a mistake.

The administration and regulators are considering exempting certain asset classes from the leverage ratio, but opponents say going down that road is a mistake.

While the bill recently passing the House is right to do away with overly burdensome regulations of Dodd-Frank, it is wrong to leave government without adequate tools to protect the financial system.

As long as Fannie Mae and Freddie Mac exist, they must have adequate capital so taxpayers will never again be compelled to help them meet their financial obligations.

The comment period on NCUA's notice of proposed rulemaking on alternative capital ended last week, and judging by the letters, another battle is brewing.

Andreas Dombret, the head of banking supervision for the German central bank, talks with American Banker's John Heltman about the need for international cooperation, how blockchain changes regulation, and the difference between the German and U.S. banking systems.

Readers weigh in the effect of Federal Reserve actions on wealth distribution, how a new startup could reduce overdraft fees, Watson's attempts to catch rogue traders, and more.

The Federal Reserve’s next policy actions will have profound impact on whether the U.S. income and wealth gap grows even wider.

The debate over banking policy has tended to leave out all the other factors examiners use to gauge institution strength, therefore sidestepping a comprehensive approach to safety and soundness regulation.