Banks, conflicted by moral hazard, will always fight for maximum FDIC coverage at the least possible cost, since the FDIC is ultimately backed by Other People’s Money.

Unity Bancorp in Clifton, N.J., is set to redeem half of the preferred shares it issued through the Troubled Asset Relief Program.

After 18 months, One PacificCoast pulled the plug on a money-losing lending program it hoped would compete with payday lenders.

The ideal of responsive design, in which one set of web pages displays perfectly on any device, has yet to be realized, some observers feel.

First Citizens Bancshares (FCNCA) in Raleigh, N.C., reported a large increase in its quarterly earnings after the sale of a large portion of its processing-servicing business.

The $11.5 billion asset company in Laredo, Texas, earned $28.1 million or 42 cents per share, compared with $28.3 million in the first quarter of 2012.

Wallis State Bank has expanded beyond the Houston area to open its first full-service branch in Dallas.

Quarterly profit rose at NASB Financial (NASB) in Grandview, Mo., on stronger credit quality and noninterest income.

In three years of “say-on-pay” votes since Dodd-Frank, investors have widely acquiesced to double-digit increases in bank executive compensation.

Look up in the sky! It's a bird. It's a plane. No, Regions Financial is adding two supersized signs to the Music City skyline.

Federal Savings Bank in Kansas is growing by making mortgages to veterans, a business that other lenders have botched.

Sun Bancorp in Vineland, N.J., will close three branches near the Philadelphia suburbs as looks to cut costs.

A former loan officer at Wilmington Trust in Delaware is facing jail time after pleading guilty this week to bank fraud.

BancorpSouth in Tupelo, Miss., is offering early retirement to about 10% of its workforce in an attempt to cut costs.

The $394 million-asset Broadway Financial said Wednesday that its Broadway Federal Bank recently sold $8.7 million in loans to an unnamed buyer for an undisclosed price.

National Bank Holdings in Greenwood Village, Colo., has created a specialty finance business to focus on middle-market companies.

Community Partners Bancorp in Tinton Falls, N.J. is getting a new name.

The Dodd-Frank Act's ban on pure commercial ownership of industrial loan companies is set to expire in July. American Banker editors discuss the pros and cons of allowing a commercial enterprise like Wal-Mart into the banking business at a time when the previous argument against doing so has been turned on its head.

Executives at Heritage Commerce and Pacific Continental on the West Coast and Texas Capital Bancshares are catering to niche customers and building market share close to home instead of taking grand steps to expand.

Small banks’ perch in small-business lending is being steadily eroded by large, credit-card issuing competitors.