Monona State Bank in Wisconsin has begun using Encompass360, Ellie Mae's system for managing mortgage originations and servicing, the financial technology company announced Tuesday.

First National Bank announced Tuesday that it's made a $300,000 investment in the Colorado Enterprise Fund's Early Stage Loan Pool.

Signature Bank (SBNY) in New York has added to its national sales staff for specialty finance.

Community Bankers Trust (ESXB) in Glen Allen, Va., has agreed to sell its Georgia operations to Community & Southern Holdings in Atlanta.

A new research report on student loan debt is pinpointing the lasting financial effects.

Banks rely on their names to create stable, trustworthy images. Unfortunately, their copy-cat tactics also create confusion and demonstrate a lack of creativity, branding experts say. Here are some notable, overused examples.

In his first sit-down interview with American Banker since winning Senate confirmation last month, CFPB Director Richard Cordray talks about what he sees as the agency's top accomplishments to date and its biggest challenges ahead.

Capital One says it will take its time in deciding the best way to bring apartment lender Beech Street Capital into the fold. Execs look to add the benefits of the originate-to-sell lender without messing up its winning formula.

F.N.B. Corp. (FNB) will cut 57 jobs at PVF Capital (PVFC) in October after it buys the Solon, Ohio, thrift company.

Doreen Eberley, the director of the Federal Deposit Insurance Corp.'s Division of Risk Management Supervision, says examiners are more sensitive today to risks that are not obvious on a bank's balance sheet and that banks need to scrutinize an ever-changing landscape of new products.

While some Bitcoin businesses hesitate to respond to the evolving regulatory framework surrounding digital currency, Robert Pargac, director of global investigations and compliance at Navigant Consulting, says Bitcoin businesses should stay proactive and aggressive in their approach to risk and compliance.

A surge in mortgage activity left Evolve Bank & Trust in Memphis feeling the need for a more efficient way to handle commissions and recordkeeping.

Community banks are looking at ways to keep making mortgages despite added regulation, rising rates and a shrinking refinance market.

Recognition by a market-based standards organization such as ISO, in the form of a three-letter code, would set the stage for increasing market depth and liquidity of bitcoin trading — in turn facilitating overall consumer and merchant adoption.

ESSA Bancorp (ESSA) in Stroudsburg, Pa., has agreed to a buy most of First National Community Bancorp's (FNCB) retail operations in Monroe County.

The $557 million-asset company announced Monday that Holland will become chief credit officer for its SouthCrest Bank unit. He succeeds Kent Berry, who retired this year.

With interest rates rising, lenders are pushing hybrid adjustable-rate mortgages again. Lenders say borrowers like the lower monthly payments and the loans no longer have the onerous interest-only or balloon features that contributed to the housing crisis.

Since bursting onto the financial regulatory scene two years ago, Benjamin Lawsky has fined banks hundreds of millions of dollars over money-laundering allegations, temporarily banned big consultants from operating in his state, shaken up the force-placed insurance market and clamped down on payday lenders. In the process, New York State's Superintendent of Financial Services has sometimes stepped on the toes of fellow regulators. Following are quotes from a wide-ranging interview that National Editor Maria Aspan conducted recently with the 43-year-old former prosecutor and longtime aide to New York Governor Andrew Cuomo.

Delanco Bancorp (DLNO) in Delanco, N.J., will convert from a mutual thrift to a fully public company.

The German Finance Minister has ruled that Bitcoin is a “currency unit” and a form of “private money," and that the digital currency's users should pay sales tax as well as capital gains tax, Ars Technica reported on Aug. 18.