Deposits

Loans and net income continued to rise while delinquency rates improved. Other major trends continue, including ongoing consolidation amid sustained membership growth.

Intense competition for deposits and a growing need for scale are spurring more New Jersey banks to seek out buyers.

The Fed's development of a real-time payments systems has sparked a pointless debate about paper checks.

Institutions that don't fully provide information on how they provide access to deposited funds could be putting their members and the credit union at risk.

The Fed's development of a real-time payments systems has sparked a pointless debate about paper checks.

The Plano bank, which is being sold to Prosperity Bancshares in one of the industry's biggest M&A deals this year, was also worried about credit quality, a regulatory filing shows.

Credit unions have largely moved past their distrust of fintechs, but plenty of institutions still face challenges when it comes to finding the right vendors.

The agency is trying to update its rate-cap policy for institutions that fall below "well-capitalized." But it remains to be seen if the proposed changes fully address community bankers' concerns.

Competition for deposits is tight, the outlook for loan demand is uncertain, and regulatory relief is slow-moving. Yet community bankers are feeling better about the economy than they have in two years, a Promontory Interfinancial Network survey found.

On Mar. 31, 2019. Dollars in thousands.