Digital banking
Digital banking
-  Scrambling to stop hackers from making away with stolen funds, the community involved in the cryptocurrency experiment Ethereum has voted to implement a major software change that would thwart the thieves and help the blockchain regain momentum. July 19
-  CommonBond is doubling down on the education-debt market, which has been a pocket of tranquility in an otherwise volatile online lending sector. July 19
-  Santander is throwing another $100 million into its fintech venture investment fund, Santander InnoVentures. July 18
-  Banco Popular North America in New York has launched a digital-banking platform. July 18
-  The hit smartphone game Pokemon Go taught banks a lesson in mobile strategy this week: gamify it. July 15
-  The U.K.'s mobile-first Starling Bank has received a banking license from the Financial Conduct Authority and Prudential Regulation Authority. July 14
-  For the third straight year, USAA took the top spot in a survey of customers' online experience conducted by research firm Temkin Group. July 13
-  USAA now offers voice-guided check deposit on its mobile app for visually impaired customers. July 13
-  In 1999, the OCC issued a charter to the internet bank AeroBank, but the startup's efforts to raise capital were thwarted when dot-com-boom money went chasing shinier options. Nonetheless, the banks experiences resonate with fintech banks trying to obtain a national charter today. July 13
-  The rules, meant to deter crimes like money laundering, offer banks and others a rare chance to gather valuable information that helps create personalized experiences millennials want. July 13
-  The director of innovation at ATB Financial explains why his bank became one of the first to send cross-border payments on the Ripple network, and whether this could be a plausible alternative to Swift. July 12
-  Attempting to impose the fundamental laws of a particular lending universe on another will lead to an eventual collapse of a particular firm or industry segment. July 12
-  BancAlliance, a consortium of more than 200 community banks, is partnering with the digital wealth management firm Personal Capital. July 12
-  Banks are experimenting with apps and mobile features that are available to everyone as they search for new ways to connect with potential customers. July 11
-  Banks frequently blame "the rules" in shunning partnerships with fintech startups. However, compliance can be a positive force, not something that inhibits growth. July 11
-  Small banks are trying to figure out how to provide the digital services today's customers want while still retaining the human touch that distinguishes them from larger rivals. A small bank in Cincinnati says it has hit on the right formula. July 8
-  Fewer transactions are taking places in branches but banks brick-and-mortar locations are more important than ever. July 7
-  The feature allows users to request cryptographic signatures by more than one user  a device or institution  to validate a transaction. The idea is that bad or malicious actors would have to breach multiple machines to transact on one user's behalf, Ripple said in a blog post. July 6
-  As banks develop their customer digital banking channels it's increasingly clear mobile devices are the glue that will bring different experiences together. But there's one problem: mobile banking hasn't even really taken off yet. July 6
-  Millennials, who alreadymake up a third of banked consumers in America, are used to transacting life in clicks and swipes. Institutions must embrace their needs now or risk extinction. July 6




