Digital banking
Digital banking
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In an acknowledgement that many U.S. small businesses cannot qualify for a bank loan, a federal agency that assists minority-owned firms is now partnering with a pair of online lenders.
July 20 -
Amalgamated Bank and Banco Popular, financial institutions with niche appeal, are rolling out national online platforms, calling into question what it means to be a community bank today.
July 20 -
Confusion among bankers on what real-time ACH payments are and how the transactions are processed is a major barrier to adoption in the U.S. Here's what banks need to know.
July 20 -
Propel Venture Partners, the venture capital firm backed by BBVA, led a $7 million investment round in Guideline, a fintech startup focused on 401(k)s.
July 19 -
Keefe Bruyette & Woods and Nasdaq have launched an index that tracks fintech companies.
July 19 -
Scrambling to stop hackers from making away with stolen funds, the community involved in the cryptocurrency experiment Ethereum has voted to implement a major software change that would thwart the thieves and help the blockchain regain momentum.
July 19 -
CommonBond is doubling down on the education-debt market, which has been a pocket of tranquility in an otherwise volatile online lending sector.
July 19 -
Santander is throwing another $100 million into its fintech venture investment fund, Santander InnoVentures.
July 18 -
Banco Popular North America in New York has launched a digital-banking platform.
July 18 -
The hit smartphone game Pokemon Go taught banks a lesson in mobile strategy this week: gamify it.
July 15 -
The U.K.'s mobile-first Starling Bank has received a banking license from the Financial Conduct Authority and Prudential Regulation Authority.
July 14 -
For the third straight year, USAA took the top spot in a survey of customers' online experience conducted by research firm Temkin Group.
July 13 -
USAA now offers voice-guided check deposit on its mobile app for visually impaired customers.
July 13 -
In 1999, the OCC issued a charter to the internet bank AeroBank, but the startup's efforts to raise capital were thwarted when dot-com-boom money went chasing shinier options. Nonetheless, the banks experiences resonate with fintech banks trying to obtain a national charter today.
July 13 -
The rules, meant to deter crimes like money laundering, offer banks and others a rare chance to gather valuable information that helps create personalized experiences millennials want.
July 13 -
The director of innovation at ATB Financial explains why his bank became one of the first to send cross-border payments on the Ripple network, and whether this could be a plausible alternative to Swift.
July 12 -
Attempting to impose the fundamental laws of a particular lending universe on another will lead to an eventual collapse of a particular firm or industry segment.
July 12 -
BancAlliance, a consortium of more than 200 community banks, is partnering with the digital wealth management firm Personal Capital.
July 12 -
Banks are experimenting with apps and mobile features that are available to everyone as they search for new ways to connect with potential customers.
July 11 -
Banks frequently blame "the rules" in shunning partnerships with fintech startups. However, compliance can be a positive force, not something that inhibits growth.
July 11



