Fintech regulations

Open banking could help credit unions retain and attract new members but concerns remain around data privacy.

The FDIC chief said it is critical to give the industry clarity on using emerging technologies, particularly for the thousands of community banks her agency oversees.

Financial institutions welcome regulatory feedback on their fintech offerings, but the industry wants the agency to waive enforcement for approved products.

The online lender is counting on other arrangements with banks — and perhaps even a bank charter of its own — to help recover from the loss of a key partnership.

The former state banking superintendent weighs in on some of the toughest questions bank regulators are grappling with and the lawsuit (still ongoing) that she filed against the OCC.

Rakuten joins a growing list of fintechs trying to enter the regulated banking sector. All have faced their share of obstacles.

Banks and third parties must work together to safeguard data being shared when a customer uses mobile apps.

Smart rulemaking starts with consolidating multiple agencies into one body with a clear mandate.

Policymakers should consider how new data computing can help ensure equal lending, not hinder it.

Banks and third parties must work together to safeguard data being shared when a customer uses mobile apps.

The argument that only the federal government is up to the task is misguided.

The new funding comes as the challenger bank inches closer to gaining regulatory approval for a national bank charter.

The argument that only the federal government is up to the task is misguided.

Many oppose a metric-based approach, but there are ways it could actually work.

Facebook’s plan to launch a cryptocurrency has raised concerns that state banking regulators may not be equipped to oversee large, international companies.

As lawmakers meet this week to discuss artificial intelligence, they should work with regulators to create universal and workable definitions.

After years of largely standing on the sidelines, lawmakers are taking a closer look at whether algorithms used by banks and fintechs to make lending decisions could make discrimination worse instead of better.

As lawmakers meet this week to discuss artificial intelligence, they should work with regulators to create universal and workable definitions.

The speed and the bipartisan nature of the demand for an investigation into Facebook's Libra are telling, giving ammunition to those who warned the cryptocurrency space is underregulated and unsafe

Nearly half the nation's state regulators have agreed to a new multistate licensing business for money servicers, including fintechs.