Mobile payments

Mobile card readers like Square and PayPal Here must inevitably offer an EMV-chip card option to U.S. merchants, but how soon is too soon? And what are the consequences of arriving too late?

Payment processor epay plans to offer proximity-based mobile advertisements to consumers in the U.K., with plans to extend the technology to other regions over the next year.

Square Inc. has purchased food delivery company, Caviar, in a move to add non-payment features to its mobile payment and ordering system.

Roam, a Boston-based unit of Ingenico, has begun offering its mobile payment services on Leapfactor, a business software platform.

Amazon's new mobile wallet can't make payments, but it benefits from working with Blackhawk Network to connect to gift and loyalty cards from Blackhawk merchants.

MasterCard is putting its digital payment efforts in the spotlight. The Purchase, N.Y. card network is also adding to the number of non-payment services it offers to digitally focused companies.

While banks continue to be optimistic about the potential growth possibilities of mobile photo bill pay, in which customers pay invoices by taking pictures of them, trade groups and imaging experts note the technology is not as straightforward as mobile check deposit.

Boku has signed direct carrier billing agreements with the leading telcos in India.

If Capital One can lure a highly regarded expert like Dan Makoski from Google to head up the bank's payment technology development, it stands to reason other banks would do the same. Maybe. But it won't be easy, experts say.

MasterCard's digital wallet is currently live in 10 markets and the company has plans to add four more countries this year in a push to strengthen the card network's capabilities in an increasingly digital world.

SCVNGR's LevelUp is launching a gift card program to allow merchants to sell physical cards in-store and digital cards through the company's mobile wallet app.

Six-year-old Poppy Blacow and her father Rik watched a distant stage where Black Sabbath, the English rock band led by infamous lyricist Ozzy Osbourne, was playing. They wanted to get closer seats, but upgrading their tickets was a decidedly "classic rock" experience in need of a "modern rock" upgrade.

Hilton's updated mobile app, which lets guests use their phones as room keys, has almost nothing to do with payments. But it may be the catalyst the payments industry has long needed to get consumers to warm to mobile wallets.

First Data Corp. has agreed to buy Gyft Inc., which sells digital gift cards, in a move to advance the Atlanta-based processor's mobile payment offerings.

Square plans to offer a version of its mobile card reader that can read EMV-chip cards, but the added security may come at a cost.

Westpac New Zealand plans to leverage mobile technology on several fronts in the coming year, powering contactless payments while maintaining more control over customer relationships than it would have if it signed on to a telco-led venture.

The NFC tattoo is far different from the inked lettering and designs many people have. It's even a stretch to call it a "tattoo" – despite the branding, it's really more of an adhesive bandage with a high-tech spin.

A Montreal-based laboratory for Fime has earned Visa's accreditation to perform tests for its contactless EMV payment specifications.

Amazon.com, which just launched its own smartphone, may be nearing the launch of a mobile card reader that would work like Square's device, according to reports. Such a move would complement the company's many recent payment initiatives.

The credit union-driven CU Wallet is mindful that if it comes on too strong with its mobile-payment pitch, consumers will be turned off.