Payment processing

While this still hinders some customers' adoption of their bank or credit union's mobile bill pay offerings, in reality, today's technology has made mobile bill pay more secure and easier than ever before.

While it is easy to vilify Target for its recent data breach, the card networks' refusal to take on real card security makes the retailer a victim along with consumers.

It's been roughly a decade since Target executives ended their attempts to convert to EMV-chip payment cards to improve security. After a massive breach of magnetic-stripe card data, it seems they have changed their minds yet again.

Target Corp. warned some Canadian customers that their personal data may have been compromised when hackers stole credit- and debit-card information from the discount chain's U.S. operations last year.

Judges for an appeals court appeared sympathetic to the Federal Reserve Board's defense of its rule capping interchange fees on debit cards, fueling hopes by bankers that the agency will beat back a legal challenge.

Total System Services has developed a product that allows consumers to control their card accounts from smartphones or computers.

Ingenico's Roam has added staff management functions to its mobile point of sale technology as the company pursues a broader range of businesses.

Health and sports nutrition retailer GNC will deploy Near Field Communication payment readers at more than 3,100 retail locations in the U.S.

Receipts, typically a scrap of paper many shoppers throw away, can be easily reimagined as a tool to improve customer engagement, says Jack Dorsey, CEO of Square.

The EMV Migration Forum has recruited a test group of merchants, retailers and issuers to begin handling EMV-chip cards in Orlando, Fla., early to spot and fix problems before the card networks' deadline of October 2015.

Toshiba's new entry into the crowded retail mobile payments market is a tablet that can quickly morph back and forth between mobile and more conventional payment methods.

Platforms that serve as a gateway between retailers' existing systems and new mobile technologies can simplify the process of adding new mobile-based capabilities, including payments.

Roam is approaching potential U.S. clients with a product that allows businesses to deploy and centrally manage a broad network of mobile point of sale terminals.

Credit unions across the nation are moving up their EMV conversion timelines, considering more class action lawsuits against Target Corp. and calling on Congress to create rules requiring greater payment data security from retailers.

Petrosoft, a business software provider, is offering quick service retailers and their customers new products to streamline the point of sale experience.

PulseWallet, a biometrics payments provider, is again touting its payment and authentication device, but it must overcome a sudden emergence of competitors that is also trying to breathe life into an idea that has had spotty success in the market.

Stripe is the latest payments provider to integrate its technology with Ecwid, a developer of e-commerce tools to add turnkey online stores to websites, blogs and social media pages.

AJB Software Design Inc. has helped J. Crew, an American specialty retailer, integrate EMV-chip card acceptance into its stores in Canada. And with the EMV migration deadline approaching in the U.S., the middleware provider expects more business.

Despite regulatory and legal uncertainties that could affect the U.S. EMV chip-card migration, MasterCard Inc. is telling its acquiring banks and merchants that it intends to stick to its October 2015 deadline.

Point of sale hardware and software provider Image Retail Solutions and payment service provider Anderson Zaks have partnered to sell outsourced card payment processing.