Retailers

Merchants opposed to the U.S. migration to EMV-chip cards have long questioned whether the security benefit is worth the expense of putting in new payment terminals. American Express is taking some of the cost out of the equation, but even this move might not be enough to bring most merchants on board.

Bluefin Payment Systems, a technology vendor based in Georgia, will provide mobile point-to-point encryption technology to Infinite Peripherals, a point of sale system provider.

First Data is releasing new services that stem from a strategic shift that followed the company's restructuring over the past year.

Selling offshore requires proper planning, careful selection of service providers, and a thorough understanding of each new market. But each international market represents a chance to add customers and increase revenue.

Prepaid card and ATM management company Meta Payments has reached a partnership with Ubiquity Global Services to manage customer service and other customer management.

Banks and processors often avoid small direct response businesses out of risk concerns, though the category fits right into EVO Payments International's multi-media sweet spot.

The mobile point of sale (mPOS) market is growing quickly—ABI Research says about 46% of the overall point of sale market will be mobile in four years. But the technology is complex, requiring a careful strategy.

The big antitrust ruling against American Express could set off a price war that squeezes all payment card networks -- not just Amex -- as well as card-issuing banks.

When American Express forbids businesses from asking customers to use lower-cost credit cards, it's breaking U.S. antitrust law, a federal judge ruled.

MasterCard has launched a service that's designed to bolster wallet share of corporate clients with interests in Japan.

Payment technology company Pay.On has released an open platform for its payment infrastructure that will become available to the company’s clients.

Mobile payment company iZettle is countering the idea that EMV compliance increases merchant expense by offering a free version of its mobile chip-and-PIN card reader.

Starbucks' decision to support Apple Pay within the coffee chain's mobile payment app seems like a natural alliance of two major forces in mobile payments, but it raises a significant question: Why not do the same with Square, with which Starbucks has much deeper ties?

The Australian market has used EMV-chip cards for more than a decade, necessitating a very different approach to the mobile point of sale.

American Express will certainly suffer when its 16-year cobranding deal with Costco ends in 2016, but its executives will spend the next year building up the card brand's digital payment products to create enough opportunities to ease the company's short-term pain and guarantee its long-term health.

Encryption has become a political hot potato for the Payment Card Industry Security Standards Council as it compiles a list of validated encryption vendors and services — and leaves off some companies that say they deserve to be recognized as secure.

When it comes to free loyalty programs, financial institutions are suffering from revenue model challenges and low uptake, though it's a problem that can be fixed.

Samsung is widely reported to be adding mobile-payment technology from LoopPay to its next Galaxy smartphone. Such an approach would be vastly different from that of Apple, PayPal or MCX's CurrentC — and it would address a key issue with LoopPay's own business model.

U.S. gas stations can wait until October 2017 to begin accepting EMV-chip cards or face the consequence of an increase in fraud liability, but there's already concern that the work at gas pumps could stall.

Thirty-four percent of merchants interviewed late last year for an Aite Group research report on EMV readiness had never heard of the U.S. migration to EMV-chip payment cards, despite the fast-approaching October 2015 deadline set by the card networks.