Android Pay is far more than a rebranding of Google Wallet. It's a reboot of Google's approach to mobile payments, picking the best of Google Wallet and Apple Pay while shedding the ideas that distract from each product's core focus.

The Disney-Pixar movie "Finding Nemo" inspired a run on clownfish in pet stores across America. Banks should pursue the same effect with content that connects with customers on an emotional level and inspires them to take action.

Many would-be users are holding their collective breath after disappointment in Windows 8. Should CUs take a wait-and-see approach, or is now (finally) the time to jump to a new operating system?

MemberClose, a provider of a bundled mortgage settlement solution for credit unions, said it has added four CUs from Connecticut to its client list.

As the deadline nears for U.S. EMV adoption, more processors are partnering up to help their clients speed through the certification process.

Over the holidays, my wife and I took a short vacation to Napa Valley. We had the opportunity to visit a number of wineries and purchase a few bottles—an experience that also demonstrated the shortcomings of antiquated card security.

BBVA has introduced technology that its mobile wallet users in Spain may liken to switching channels on a TV.

Google plans to release a new mobile payment system called Android Pay, which will include many of the same features as Apple Pay, while the Google Wallet brand will live on as a peer to peer service.

he Cornerstone Credit Union League, which represents hundreds of credit unions across the states of Arkansas, Oklahoma and Texas, said its board voted unanimously to join a class action lawsuit against Home Depot in connection with a massive data breach at the retail giant late last year.

A visit to an overnight shipping store in Napa Valley reveals that outdated payment-processing procedures remain de rigueur with some merchants — despite the fraud risk.

San Diego-based Mitek, a firm that specializes in capturing mobile data for customer acquisition, has acquired Dutch identity verification company IDchecker.

Merchants expect that payment card fraud will migrate to e-commerce as the U.S. gets more protection at the physical point of sale through EMV chip cards. That means chargebacks, already a problem in physical retail, will escalate in e-commerce as well.

The use of e-commerce payments technology as a portal to other business services is advancing rapidly, requiring point of sale companies to constantly add new tools that merchants and developers can use to add muscle to transaction venues.

One of the stumbling blocks with the global expansion of digital wallets is the resistance to payment cards in many countries, including India, China and Brazil, notes Forrester Research in a recent report.

San Diego-based Mitek, a firm that specializes in capturing mobile data for customer acquisition, has acquired Dutch identity verification company IDchecker.

San Diego-based Mitek, a firm that specializes in capturing mobile data for customer acquisition, has acquired Dutch identity verification company IDchecker.

Identity thieves stole information on 104,000 U.S. taxpayers from the IRS website and used the data to file fake tax returns that yielded as much as $50 million in refunds, agency Commissioner John Koskinen said.

U.S. acquirers are looking to expand their business in emerging markets, where small merchants are starting to enter the commercial framework.

PORTSMOUTH, N.H. — Service Credit Union members don't have to remember usernames or passwords to access accounts and conduct transactions. If they own certain Apple devices, they just need a finger and an application called Touch ID.

China UnionPay Co. introduced the nation’s first wearable payment product as the giant of the Chinese industry moves to defend its turf from other service providers.