LAMESA, Texas – Caprock FCU said it signed with SIGNiX to use the company’s digital signature service for online signatures.

WOODBURY, Minn. – Postal CU has signed with CRIF Lending Solutions to provide members with immediate decisioning on their loan requests, which will enable the majority of members who apply for a loan to receive a decision on their request in as little as 60 seconds.

A German mobile network operator and a bank's digital technology unit will soon introduce a smartphone-based digital wallet and person-to-person money transfer system.

American Express Co. finds itself swirling in the middle of anti-trust litigation and proposed settlements that the company isn't directly a party to.

Payza has promoted Mohammad Hashemi to be its vice president of strategy, a newly created position.

RANCHO CUCAMONGA, Calif. -- CO-OP Financial Services announced this morning it is introducing CO-OP Sprig, a multi-institution “virtual credit union branch” giving members the ability to make person-to-person payments and aggregate their accounts in a single portal.

Consumer confidence dropped in January to its lowest mark in more than a year, a result of higher Social Security taxes that left Americans with less take-home pay, according to The Conference Board.

CO-OP Financial Services hopes the model used in one of the oldest staples of credit union cooperation, the shared branch, can drive new digital commerce innovation such as person-to-person payments.

More than half of student loan accounts are in deferred status, where the repayment of the principal and interest of the loan is temporarily delayed, according to a TransUnion study.

Visa Inc.’s board of directors named Robert W. Matschullat as independent, non-executive chairman of the world’s largest payments network.

Fraud losses on U.S. credit and debit cards, after years of decline, now appear to be on the rise again. And one key culprit, according to experts, is this country's slow adoption of technology that will improve security.

Mobile banking is the wave of the future. It's also the future of everything from Google's Wallet to Jack Dorsey's Square to eBay's PayPal. How long mobile payments will remain largely a technology of the future — and how quickly they'll become part-and-parcel of the here-and-now — depends largely on how quickly consumers make them their own.

Visa and Citigroup, working with the Center for Financial Inclusion at Accion, plan to connect governments, NGOs, the private sector and others to advance global financial access by the end of this decade. Their Financial Inclusion 2020 campaign aims to do this by increasing access to credit, savings, payment tools and insurance for people all over the world.

NetAuthority Inc.’s upgraded fraud prevention services include advanced encryption modules and software that allows banks and health-care facilities to more easily deploy them.

Ingenico SA, a French provider of payment terminals and services, agreed to buy online-payment company Ogone for 360 million euros ($484 million) as part of a push to expand outside Europe.

The alternative payment provider Dwolla's recent partnership with the Iowa state government earns the company credibility while also opening the door to an area that needs to modernize the way it handles money.

CENTRAL FALLS, R.I. – Dexter CU has implemented Q2ebanking’s platform of electronic banking solutions.

The new Diebold ATM that syncs with mobile devices is another indication that CUs need to stay well-informed when it comes to the changing payments landscape

A large cord blood bank operator will settle FTC charges that inadequate security for customers' personal information led to a breach exposing Social Security and credit card numbers of nearly 300,000 consumers.

Canada's right next door and has lots of English speakers, so it might seem the ideal place for American independent sales organizations to expand. But the two countries' business and cultural practices differ in ways that Americans may not expect.