Though industry observers generally expect mobile banking to become a mainstream technology with consumers, consumers ages 18 to 25 remain the biggest users of the service, new research suggests.

ANCHORAGE, Alaska – Credit union-owned Alaska Option has licensed the S1 Payments solution for its EFT switch and processing platform.

Visa Inc. may soon test a system for making contactless payments with an Apple Inc. iPhone using a case with a chip in it, according to reports.

EUGENE, Ore. – Oregon Community CU has implemented First Lenders Data’s FirstClose online dashboard of mortgage closing services and vendor management solutions.

Some 64 pay stations deployed at four major parking lots at Las Vegas’ McCarran International Airport now accept PayPass contactless payments, MasterCard Worldwide announced on May 5. McCarran is North America’s seventh-busiest airport. The parking lot pay stations also accept other contactless payment brands, including Visa Inc.’s payWave.

A consensus is emerging among industry watchers that banks will return to so-called normalized earnings by 2012, with loan losses finally easing to pre-recession levels.

RALEIGH, N.C. – State Employees’ CU has introduced two new services to help members stay informed with up-to-the-minute account details – Two-Way Text Messaging and Alerts.

RICHARDSON, Texas – Texans CU has deployed NICE Systems’ IEX Workforce Management solution to enhance efficiencies.

POCATELLO, Idaho – Idaho Central CU has implemented DocuSign’s electronic signature capture solution to securely finalize consumer lending documents online.

LAS VEGAS – CUDL on Wednesday showed off its newest technology – known as the SMART Approval program – during the Auto & Mortgage Lending Symposium it is co-hosting here with Prime Alliance.

The Reserve Bank of India says Yes Bank Ltd. may proceed with plans to provide a mobile-phone based payment and funds-transfer service in association with handset-maker Nokia Corp., a spokesperson from the central bank confirms to PaymentsSource. The service enables bill payments and funds transfers for Yes Bank customers using Nokia handsets.

ORLANDO, Fla. – Insight CU has implemented FMSI’s Teller Management System, which will allow the credit union to schedule tellers based on forecasted member transaction volumes and enhances their coaching opportunities.

YORKTOWN, Va. – 1st Advantage FCU has introduced Geezeo's White Label Community solution through its website.

CHICAGO – Alliant CU has chosen DocuSign’s eSignature service to complete its closed-end loan process in compliance with upcoming changes in Regulation Z.

TUSCALOOSA, Ala. – Alabama One CU said it has signed with Ipswitch Inc. to implement the company’s WhatsUp Gold network management solution for its 10 branches, including 738 monitors and 132 critical network devices.

Euronet Worldwide Inc., which conducts the majority of its operations outside the United States, last week reported net income of $2.8 million for the first quarter ended March 31. The Leawood, Kan.-based electronic-payments processor reported a net loss of $12.3 million during the same period last year. Revenue totaled $250 million, up 7% from $233.7 million.

With merchants and card companies pushing people to abandon paper statements, financial companies are using electronic billing services to keep customers from abandoning their online bill payment sites as well.

S&P Valuation and Risk Strategies, part of Standard & Poor's, launched a credit score tool that enables users to compare credit profiles of more than 26,000 companies worldwide.

U.S. bankruptcy filings by consumers and businesses fell in April, but were still at the second-highest level since changes to the law in 2005 made it harder for individuals to seek protection from creditors.

BATON ROUGE, La. – Credit Union Acceptance Co. will offer Wolters Kluwer Financial Services’ AppOne platform to its network of marine, powersports and RV dealerships.