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About BankThink

BankThink is a blog about ideas, trends, and other developments in financial services. The views expressed are those of the authors.

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Latest Posts

Morning Scan: Home Depot Plays Chip Card in Suit vs. Card Networks

Screen Scraping vs. APIs Is a Sideshow. Here's the Real Battle

Banks Stay Out of the Privacy Debate at Their Own Peril

Morning Scan: Synchrony Rattles Markets; Flash Boys Redux

Why Banks Can Put GSE Buyback Worries Behind Them

Three Ways to Thwart Hackers' Attempts at Persuasion

Morning Scan: New Finra Chief; More Basel Hand-Wringing

Big Banks Will Look More Like Google by 2025

A MetLife Victory Won't Solve FSOC's Biggest Problems

Morning Scan: CFPB's Pricey Ad Campaign; a Basel Gambit?

Central Banks Can't Ignore Blockchain's Obvious Lure

Don't Fall for Scaremongering Over Loan Participations

Morning Scan: Fintech Charters; De-Risking Remittances

JOBS Act Is Boon to Small Banks, But SEC Can Do More

Will a Cyberattack Cause the Next Big Bank Failure?


FICO on Why Its Scores Are Still Relevant
Marketplace lenders have been declaring "FICO-free Zones" and playing down the need for the longstanding measure of creditworthiness. FICO CEO Will Lansing explains how the company's score is evolving and why he believes FICO remains the best (not necessarily the only) way to determine ability to repay a loan.
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