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About BankThink

BankThink is a blog about ideas, trends, and other developments in financial services. The views expressed are those of the authors.

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Latest Posts

Time to End Dodd-Frank’s Stranglehold on Economy

Morning Scan: More Bank Earnings; Trouble Brews Abroad

How Big Should Bitcoin Blocks Be? Depends on Your Values

Boosting Your In-House Big Brother May Stop Employee Crime

Risk Doctor

The First Question in Strategic Planning: 'What Can Go Wrong?'

Morning Scan: Mixed Bag for Citi, Wells Q2 Earnings

Women in Banking: Bro Talk Must Go; Wells Fargo's Tolstedt to Retire

Credit Union Opposition to CFPB Arbitration Plan Is Baffling

Killing the Durbin Amendment Is a Horrible Idea

Morning Scan: JPM Earnings Outpace Expectations

Facebook 'Likes,' Twitter Followers Won't Buy You Customers

Upside of KYC: Winning Over More Millennials

Morning Scan: SoFi Mulls Utah Bank Charter

Banks Must Not Let Up in Fight for Regulatory Balance

There Are No Universal Truths in Marketplace Lending

Why Banking the Middle Class Is No Longer Profitable
Regulatory burdens (particularly the Durbin interchange cap), stubbornly low interest rates and a slow, expensive transition from branch to digital banking mean only the wealthy and the desperate are attractive customers, says Todd Baker of Broadmoor Consulting.