A
A.G. Edwards & Sons 21
ACI Worldwide 10
American Bankers Assn 1,2,14
American Express 11
B - C
Bank One 1,2,10,14
Bank of America 1,14
Bank of Montreal 22
Bank of New York 1,1,21
BankBoston 21,21
Barclays 8
Bay View (San Mateo, Calif.) 6
Brown Brothers Harriman 1,5
Centex 7
Cerulli Associates 8
Charles Schwab 8
Chase 1,1
Citigroup 1,1,10
City National (Los Angeles) 6
Countrywide Credit Industries 7
Cybercash 13,14
D
Dain Rauscher Wessels 6
Dalbar 8
Delta Funding (Woodbury, N.Y.) 7
Donaldson Lufkin & Jenrette 1
Dreifus Associates 12
E - F
E-Trade 8
edocs 11
Fidelity 8
Financial Institution Partners II 6
First Data Investor Services 8
First Republic (San Francisco) 6
Fitch IBCA 1
Fleet 21,21
G - H
GTE 12
GartnerGroup 11
Gemplus Group 12
Goldman Sachs 1,5,8
Greater Bay (Palo Alto, Calif.) 6
HNC Software 13
Hovde Capital 6
I - L
International Business Machines 10
Iowa Bankers Assn 2
J.P. Morgan 1
Janney Montgomery Scott 1
Just In Time Solutions 11
Keefe Bruyette & Woods 6
Keefe Managers 21
Kroll Associates 1
Legg Mason 1
Lehman Brothers 1
M
MasterCard 21
Mellon 21
Merrill Lynch 1
Mitchell Securities 1
Moody's 7
Morgan Stanley 1
N - Q
NYCE 14
NextCard 14
Nintendo 12
Northern Trust 8,21
PNC 21
Pacific Bank (San Francisco) 6
Pacific Crest Securities 4
PaineWebber 5
PricewaterhouseCoopers 6
R - S
Regional Financial Associates 1
Republic Bank of New York 1
Sanchez Computer Associates 10
Sanford C. Bernstein 7
Silicon Valley 6
Spectrum 11
Success (Lincolnshire, Ill.) 6
Sun Microsystems 10
Sunstone 8
Synergistics Research 14
T - U
Toronto-Dominion 8
Transaction Systems Architects 10
Trintech Group 14
U.S. Trust 1
V - Z
Vital Processing Services 14
Wachovia 14
Wells Fargo 1,4,11,21
WingspanBank.com 10
X.com 8