"We're not arrogant, but confident," Chris Giamo, TD's New York metro regional president, says of strides the bank has made locally.

TD Bank Faces Uphill Battle to Conquer New York

The clock is ticking on the Canadian bank's ambitious plan to take New York. TD has added a lot of branches and won kudos for its emphasis on customer service, but it's far short of its goal to be No. 3 in retail market share by 2016.

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