GOLD RUSH? "There's been a lot of capital raised in our industry," says Alex Tonelli, managing director of Funding Circle USA, a P-to-P lending marketplace for small businesses. Funding Circle announced this week that it will tap into more of that capital by approving loans for a riskier tier of borrowers.

Small Business Loans Emerge as New Frontier in P2P Lending

Industry boosters say the sky's the limit, as a flood of capital enables the rapid growth of peer-to-peer lending. But some skeptics are urging caution.

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