Minal Gupta has implemented new financial technology for years as an executive, and is taking the helm of her credit union as the entire industry ponders how to use real-time payments and new forms of AI.

Pulte says a GSE stock offering remains likely in 2026, but other policy paths are in play. NMN survey data shows the industry expects broader changes first.

American Banker research finds that most institutions are still planning out adoption, but see new data sharing products as crucial tools for growth.

New research from American Banker finds that more than 30% of all institutions see open finance as a high priority for growth, but challenges hold many back.

Executives surveyed by American Banker said companies vying to wrestle market share from banks are a major threat to operations in the coming year.

Defenses against financial schemes, both physical and digital, could leave executives scrambling to keep up with the pace of bad actors over the coming months.

Research from American Banker finds that bankers are still extremely worried about fraud, but hope that raising budgets for artificial intelligence could help.

New research from American Banker details how the 50 largest U.S. banks by U.S. assets are using stablecoins, cryptocurrencies and other distributed ledger technology.

American Banker research highlights growing concerns about an economic downturn, regulatory volatility and open-banking risks.

The bank's Kinexys blockchain unit processes a fraction of the institution's overall payment volume. It's betting that an appetite for the technology's promise of speedy processing and liquidity will make that larger.

An American Banker survey found that bankers think the industry isn't prepared for growth in artificial intelligence and digital assets.

The card networks have entered a series of partnerships in Europe and Asia amid signs of growing demand and Apple's waning control over the underlying technology.

New research from American Banker explores how bankers predict stablecoins, subprime credit, cyber security and other factors will shape the industry at large.

New rules means sellers and servicers will need to have plans demonstrating proper oversight of their artificial intelligence and machine learning practices.

BNY estimates the market for stablecoins, tokenized deposits and other assets will reach a combined value of $3.6 trillion in four years, while Standard Chartered says the entire banking industry will soon be "tokenized." The trend is creating pressure to update strategies and technology.

As Standard Chartered boss Bill Winters says cash will soon fully give way to digital currency, Western Union, Worldline, Coinbase and Ripple entered separate collaborations to bring digital assets to wider audiences. That and more in the American Banker global payments and fintech roundup.

Findings from American Banker's On-Chain Finance Report show how market leaders view digital assets as a permanent fixture in the banking industry.

Banks and credit unions are steering away from stablecoins chiefly due to lack of customer demand, per new American Banker research.

New research from American Banker finds that financial institutions are asking about ROI, infrastructure costs and compliance burdens.

New research from American Banker finds that most are still hashing out plans for crypto and stablecoins, but a handful have already launched projects.