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Market Intelligence:
AI
Payments
All Research
Industry Data
  • Mobile wallets
    Visa, Mastercard make a global push for mobile wallets

    The card networks have entered a series of partnerships in Europe and Asia amid signs of growing demand and Apple's waning control over the underlying technology.

    By John Adams
    Executive Editor, Payments
    December 19
    chart visualization
  • Regulation and compliance
    Exclusive research Bankers forecast 2026 upheaval in cybersecurity, regulation

    New research from American Banker explores how bankers predict stablecoins, subprime credit, cyber security and other factors will shape the industry at large.

    By Frank Gargano
    Data Reporter
    December 17
  • Underwriting
    Freddie Mac issues updates mandating AI governance

    New rules means sellers and servicers will need to have plans demonstrating proper oversight of their artificial intelligence and machine learning practices.

    By Spencer Lee
    Technology Reporter
    December 9
    AI signage on day two of MWC25 Tech Show
  • Stablecoin
    BNY predicts digital assets will expand quickly

    BNY estimates the market for stablecoins, tokenized deposits and other assets will reach a combined value of $3.6 trillion in four years, while Standard Chartered says the entire banking industry will soon be "tokenized." The trend is creating pressure to update strategies and technology.

    By John Adams
    Executive Editor, Payments
    November 17
    BNYWeinberg
  • Global Payments
    Standard Chartered CEO cheers blockchain; payment firms scale stablecoins

    As Standard Chartered boss Bill Winters says cash will soon fully give way to digital currency, Western Union, Worldline, Coinbase and Ripple entered separate collaborations to bring digital assets to wider audiences. That and more in the American Banker global payments and fintech roundup.

    By John Adams and Joey Pizzolato
    November 5
    StandardChateredWintersBL
  • Payments
    Exclusive research Bank execs say stablecoins, crypto here to stay

    Findings from American Banker's On-Chain Finance Report show how market leaders view digital assets as a permanent fixture in the banking industry.

    By Frank Gargano
    Data Reporter
    November 4
  • Payments
    Exclusive research Why some banks are saying yes to stablecoins, and others are saying no

    Banks and credit unions are steering away from stablecoins chiefly due to lack of customer demand, per new American Banker research.

    By Frank Gargano
    Data Reporter
    October 21
  • Payments
    Exclusive research Five challenges banks face when they consider crypto services

    New research from American Banker finds that financial institutions are asking about ROI, infrastructure costs and compliance burdens.

    By Frank Gargano
    Data Reporter
    October 15
  • Payments
    Exclusive research Large banks lead the cryptocurrency pack, credit unions close behind

    New research from American Banker finds that most are still hashing out plans for crypto and stablecoins, but a handful have already launched projects.

    By Frank Gargano
    Data Reporter
    October 15
  • Technology
    Data security is slowing bank and credit union automation

    Worries that information can be kept safe is the top issue that's holding back artificial intelligence-driven tech upgrades at regional banks and credit unions.

    By Frank Gargano
    Data Reporter
    August 28
    hacker in the dark breaks the access to steal information
  • Technology
    The top hurdles to intelligent automation in banking

    Everything from company culture to data security concerns is hamstringing the pace of automation in financial services, per new American Banker research.

    By Frank Gargano
    Data Reporter
    August 19
    AI ethics.jpg
  • Technology
    What's driving banks, credit unions toward automation?

    New data from American Banker finds that use cases for intelligent automation are growing across banks and credit unions alike, such as fraud and lending.

    By Frank Gargano
    Data Reporter
    August 13
    automation spending.png
  • Artificial intelligence
    Bankers continue to deploy AI, but worry about data accuracy

    New research from American Banker finds that artificial intelligence is growing in use, but trust and regulatory woes still hold many back.

    By Frank Gargano
    Data Reporter
    August 5
    A man wearing glasses looks intently at a screen displaying green financial data and stock charts, suggesting focus on cryptocurrency or digital asset analysis.
  • Artificial intelligence
    Banks, credit unions turn to AI for customer service boost: Report

    Artificial intelligence is helping banks and credit unions reduce friction points in their customer experiences and more, per new research from American Banker.

    By Frank Gargano
    Data Reporter
    July 29
    Customer Service
  • Cyber security
    Bankers intensify anti-fraud efforts as concerns grow

    American Banker's Frictionless Fraud report finds not all institutions are well assured their customer verification tools can keep up with new schemes.

    By Frank Gargano
    Data Reporter
    July 23
    fraud victim
  • Payments
    Card and check schemes dominate bankers' fraud woes: Report

    New research from American Banker finds that card and check fraud has gotten more problematic for bankers over time.

    By Frank Gargano
    Data Reporter
    July 16
    Online card payment/user
  • Artificial intelligence
    Are banks getting what they pay for as the top AI spenders?

    Research from American Banker finds banks are top AI users and plan to stay at the top for the future. But can rising costs hurt chances for positive results?

    By Frank Gargano
    Data Reporter
    May 9
    Bank of America
  • Payments
    Can AI fix customer service in payments?

    Generative artificial intelligence has usurped its traditional counterpart as the next growing technology taking the payments industry by storm.

    By Frank Gargano
    Data Reporter
    April 15
  • Payments
    Digital wallets, biometrics spur innovation in payments tech

    Consumer habits are the driving force behind industry-wide payments investments, be it digital wallet adoption, biometric authentication or payments platforms.

    By Frank Gargano
    Data Reporter
    April 10
  • Payments
    Revolut hit with AML fine; contactless pay soars in the UK

    The Bank of Lithuania contends the U.S. fintech broke anti-money-laundering rules; while British contactless payments hit a record. That and more in the American Banker global payments roundup.

    By John Adams and Joey Pizzolato
    April 9
    Revolut1220
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.