Miriam Cross is a Washington-based reporter covering bank technology and fintech at American Banker. Previously, she was an associate editor at Kiplinger's Personal Finance magazine.
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Fierce, which Rob Cornish launched Wednesday, offers a high-yield cash account and the ability to buy securities, including fractional shares.
By Miriam CrossFebruary 8 -
The industry's data burden in 2023 is likely to be substantial, experts say.
By Miriam CrossFebruary 7 -
The minority depository institution largely caters to Mexicans in the U.S. Their trust in smartphones and distrust of traditional banking has influenced its approach to developing digital tools.
By Miriam CrossFebruary 2 -
Brandon Krieg, the former CEO of the investing and banking app provider, will head up a new unit that focuses on employers.
By Miriam CrossFebruary 2 -
JPMorgan Chase alleges in a lawsuit that the college-planning website Frank provided misleading information before the bank bought it. Experts say there were plenty of red flags from the beginning.
By Miriam CrossJanuary 27 -
The nonprofit is entering phase two of its project with JPMorgan Chase intended to understand how conversational AI and emerging technologies can help low- to moderate-income consumers.
By Miriam CrossJanuary 26 -
The lending software and shared services provider was created by bankers for bankers.
By Miriam CrossJanuary 24 -
Provident Bank will roughly double in size by combining with Lakeland Bancorp. The modified technology roles it's filled in the past six months could help it take on larger clients.
By Miriam CrossJanuary 24 -
The challenger bank will run a co-marketing campaign with the Eastern Shawnee Tribe of Oklahoma when it launches this spring and share interchange revenue with the tribe.
By Miriam CrossJanuary 20 -
The company, which interprets foreign credit bureau data, is opening its first outpost outside of the U.S.
By Miriam CrossJanuary 19 -
The Texas bank will let customers go through the entire process on their phones, at the same time that it emphasizes human service that is not impacted by commissions.
By Miriam CrossJanuary 19 -
The digital bank for small businesses is partnering with the financial software company Ramp to help its customers apply for corporate cards and access expense management and bill pay software.
By Miriam CrossJanuary 18 -
Community banks and credit unions have pooled their resources and ideas to develop a bilingual challenger bank, banking-as-a-service playbook, cheaper alternative to Zelle and other innovations.
By Miriam CrossJanuary 13 -
Matthew Quale was formerly the president of Bask Bank, a standalone digital brand under Texas Capital Bancshares.
By Miriam CrossJanuary 11 -
The San Francisco bank is concentrating its efforts in Denver, Los Angeles and San Francisco.
By Miriam CrossJanuary 10 -
Challenger banks and apps such as Zeta, Onward and Nerve are helping people manage complex financial relationships beyond simple joint accounts.
By Miriam CrossJanuary 10 -
The New York City firm will wrap up its relationships with four institutional crypto-asset clients this year.
By Miriam CrossJanuary 9 -
The Virginia bank, which engages in banking-as-a-service partnerships with fintech companies, has run into trouble with the OCC in 2021 and 2022.
By Miriam CrossJanuary 4 -
Minority depository institutions have limited budgets and staff to upgrade their technology. Some are turning to secondment programs and like-minded fintechs to tackle these problems.
By Miriam CrossJanuary 4 -
Charles Vice, former commissioner of the Kentucky Public Protection Cabinet's Department of Financial Institutions, will advise the National Credit Union Administration's board on policy and tech-related initiatives.
By Miriam CrossJanuary 3



















