The most effective housing reform would let the GSEs do what they do best: act as a conduit for private capital to enter the residential lending market.

A growing number of community banks are hiring consultants to negotiate core processing and IT-service contracts, which are typically among a bank's biggest expenses.

Ron Swanner, the head of South Street Financial, had talking points for every query at a tense annual meeting this week — except for, "where's the dessert?"

Regulators usually shut down banks on Friday nights to minimize disruption. However, no rule says failures have to occur on the sixth day of the week. Here is a look, in pictures, at noteworthy seizures on days other than Friday.

Commerce Bank founder Vernon Hill has lost his bid to collect more than $17 million in back pay from Toronto-Dominion Bank, which bought Commerce in 2007.

Shareholders at HopFed Bancorp have elected a director nominated by a critic of the Hopkinsville, Ky., company's latest acquisition deal.

Wells Fargo CEO John Stumpf said that he believes the government-sponsored enterprises need to be retained in some form because the guarantee they provide is important to investors.

As much as David Fiderer and others try to defend the GSEs and the policies that drove them into insolvency, the taxpayers who bailed them out are unlikely to be fooled.

The board of First Northern Community Bancorp in Dixon, Calif., has elected new leadership.

The tech company's new services represent a virtual slap in the face for the likes of banks and PayPal. If added to Google Glass, they potentially represent a knockout punch.

Bank of New York Mellon, the world's largest custody bank, is hiring as many as 100 people in its wealth-management unit as it seeks to counter lackluster earnings in other businesses.

DERRY, N.H. – Granite State Credit Union has gotten the OK to move a branch into a facility formerly occupied by Community Bank & Trust here.

Now that shareholders have agreed to let Jamie Dimon keep both his jobs at JPMorgan Chase, the chairman and chief executive must resolve several pressing issues. Among them: succession, board composition and mounting regulatory scrutiny.

Gries Investment Fund, a Florida investment group, has canceled plans to buy Southern Commerce Bank in Tampa, according to a newspaper report.

Lawmakers blasted senior officials at the Consumer Financial Protection Bureau on Tuesday, arguing they were too rigid with recently finalized mortgage rules that could choke off access to credit.

JPMorgan Chase shareholders have voted in favor of allowing Jamie Dimon to continue in his dual role as chairman and CEO. However, Dimon emerges from the fight bruised and facing formidable challenges.

Advance America responds to One PacificCoast Bank.

A public rift is emerging among some of the Democratic attorneys general who forged the 49-state mortgage settlement with five major banks over how aggressively to enforce servicing standards.

Only 32% of JPMorgan Chase shareholders voted in favor of splitting Jamie Dimon's chairman and chief executive roles, but the victory can't erase the months of harsh scrutiny over Dimon's power and the bank's governance.

Wal-Mart Stores and Starbucks are among 19 companies opting out of a $7.25 billion antitrust settlement with Visa and MasterCard over fees charged to merchants to process credit-card transactions.