Regulators would prefer that banks maintain higher levels of reserves, while accountants may start pushing more institutions to release reserves as loan problems dissipate.

Some of the China's largest banks are eyeing potential acquisitions in the United States, but they are proceeding cautiously in hopes of avoiding the mistakes made by foreign banks that preceded them.

The rise of the prepaid card is sure to be one of the Durbin Amendment's biggest legacies. It also suggests any savings merchants derive from the law will be short-lived.

Even as it continues to staff up to meet surging demand for refinancings, B of A is laying the groundwork for a return to traditional mortgage lending when the refi boom ends.

American Express Co.'s directors were sued by a shareholder over practices that led to a $112.5 million settlement of claims that it violated consumer safeguards.

The model for the future is simple: Provide easy access across multiple channels to improve the customer experience.

Yorktown Financial Holdings in Tulsa, Okla., has agreed to buy CNBO Bancorp in Pryor, Okla.

President Barack Obama's re-election is fueling investor concern that homeowner refinancing is set to increase after debt yields tumbled and amid speculation his administration will pursue more aggressive measures to boost the housing recovery.

In advance of Veterans Day, Wells Fargo announced Thursday that it is committing $35 million over three years to assist current and former members of the U.S. military.

An investor group that includes a former executive of Ohio State Bank and Commercial Savings Bank of Ohio has reached a deal to buy Citizens Bank of De Graff.

Capital is important, but ample loan-loss reserves, governed by stringent supervision, are a much more direct, responsive way to account for credit risk.

JPMorgan Chase reached a settlement with the SEC to resolve two investigations related to mortgage-backed bonds handled by JPMorgan and Bear Stearns, which the bank acquired in 2008.

A requirement by Valley National Bank in Tulsa that branch visitors remove anything covering their faces discriminates against Muslims, a civil liberties group says.

WICHITA, Kan. – Wichita FCU on Saturday will break ground on a 10,000-square-foot facility in East Wichita that will be its main branch.

Enterprise Financial Services (EFSC) in St. Louis, Mo., has repurchased the $35 million of preferred stock it had issued to the Treasury Department under the Troubled Asset Relief Program.

Peapack-Gladstone Financial (PGC) in Bedminster, N.J., said that it doesn't expect any material losses tied to damage Hurricane Sandy inflicted on collateral properties.

Standard Bancshares in Hickory Hills, Ill., announced on Wednesday that it had entered into a set of definitive agreements with a consortium of private-equity investors for more than $130 million.

The elections on Nov. 6 mostly delivered the status quo, but raised a host of questions about how lawmakers will tackle the fiscal cliff, big bank breakups and housing finance reform.

Heritage Oaks Bancorp's (HEOP) chief financial officer has resigned and the Paso Robles, Calif., company has named an interim replacement.

Matt Wagner, the CEO of PacWest Bancorp in Los Angeles, turned a hostile bid into a deal with First California, and Wall Street seems to like the expected payoff.