This year saw two of the U.S. payments industry's most stagnant technologies — chip-cards and decoupled debit — take divergent paths.

Our roundtable panelists discuss the best ways that banks can deploy capital in 2012.

A California start-up is building what it calls the "Visa of prepaid." But it has a long ways to go before it becomes a household name.

With General Electric buying deposits from MetLife, bankers have good reason to ponder the broader meaning to the competitive landscape.

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Average daily volume in the commercial mortgage-backed securities market in December is down versus November, according to data reported by the Financial Industry Regulatory Authority's Trade Reporting and Compliance Engine.

Bank of America Corp. and a debt collector it hired to go after deceased customers' debts violated state law by repeatedly calling a Florida woman about paying the credit card bill of her late husband, a Florida state court judge ruled this month.

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With the failure rate expected to decline next year, the FDIC is getting the chance to focus on other priorities, including finishing implementation of Dodd-Frank and ensuring it is ready for the next crisis.

When online shoppers are looking for alternatives to credit and debit cards, Mopay hopes they will consider adding charges to their Internet service provider's bill.

The District of Columbia government keeps most of its deposits at Bank of America, but that could change under a proposal the city council is mulling that would require the city to shift some funds to community banks.

A Florida holding company formed in 2008 to buy troubled banks has struck another deal in the Tampa Bay area after calling off its previous acquisition.

The mortgage market is expected to change dramatically in the coming year as some of the largest banks cede loan-origination market share to regional banks and non-bank mortgage lenders.

The Federal Home Loan Bank of Chicago has received the go-ahead from its regulator to begin repurchasing stock from its member banks.

The Federal Reserve Bank of Atlanta has ordered First St. Charles Bancshares Inc. in Boutte, La., to use whatever resources necessary to ensure that its bank subsidiary, First National Bank USA, remains well capitalized.

How wide should credit card lenders open the gates to borrowers after slamming them shut during the recession when losses soared? It depends on their analytics.

WASHINGTON — The Consumer Financial Protection Bureau is seeking comments on whether and how to revise Regulation E, which governs implementation of the Electronic Fund Transfer Act.

MetLife Inc. took a step closer to exiting the banking business Tuesday by announcing that it is selling the bulk of its deposits to GE Capital Finance Inc.

The Justice Department faces a daunting task of tracking down more than 210,000 alleged victims and determining how to compensate them, following last week's $335 million fair-lending settlement with Bank of America's Countrywide unit.

SAN FRANCISCO—San Francisco FCU is opening a branch, appropriately enough, in this city’s Financial District.