There's no "social mandate from heaven to make automobiles affordable for all," says columnist Andrew Kahr. Yet subprime auto has come out of the crisis unscathed. Unlike mortgage lenders, auto financiers didn't fall prey to the assumption that prices would inexorably rise.

Only 13% of U.S. cardholders access their credit card accounts from their smartphone.

Judge Jonathan Lippman, regulator Benjamin Lawsky and Attorney General Eric Schneiderman are standing up to an industry intent on forgetting that the foreclosure crisis affects real people, real lives and real families.

City Holding, one of the largest banking companies based in West Virginia, has agreed to acquire Virginia Savings Bancorp for about $13.4 million, giving it an entrée into Virginia.

Banks should promote NFC as a standard at the retail level because it represents their best chance to maintain relationships with merchants and provide payment credentials to consumers, Zil Bareisis, a senior analyst for Celent, writes.

H&R Block said Monday that it has named JPMorgan Chase executive Susan Ehrlich as president of its financial services.

Lawyers have opened a new front in mortgage securities litigation by suing BNY Mellon and U.S. Bank over an alleged failure to properly handle the storage and recordkeeping of mortgage documents. But observers and participants in more established mortgage repurchase litigation question whether suing over trust and document custody errors is a promising fight.

The U.S. is increasingly moving toward the EMV chip card standard as a panacea for credit card fraud, but it may actually be a Pandora's box.

H&R Block named Susan Ehrlich president of financial services to oversee its H&R Block Bank strategy and several other financial service offerings, including the Emerald Card.

VeriFone said Monday that it is buying the Northern European payment and gateway services provider Point to fuel its support of alternative payment forms.

MELBOURNE, Fla. – Space Coast CU plans to launch a branch inside a Walmart Supercenter opening this week in New Smyrna Beach.

PORTSMOUTH, N.H. – Service CU opened its 38th branch and 8th inside a Walmart in the state capital of Concord last week.

WEST JORDAN, Utah – Mountain America CU, which has expanded into Nevada and Arizona in recent years, announced last week it is opening two branches in Idaho.

KENNEWICK, Wash. – HAPO Community CU agreed last week to acquire the city’s landmark building popularly nicknamed "the flashcube" and renovate it to accommodate a branch and administrative offices.

Capitol Bancorp Ltd.'s credit costs are shrinking, but its capital hole is only getting deeper. The $2.5 billion-asset company, which has dual headquarters in Phoenix and Lansing, Mich., reported on Thursday a loss of $22.8 million for the third quarter, a 56% improvement from the loss it reported a year earlier.

First Niagara has to solve the riddle of how to pay for HSBC's branches in New York and Connecticut without hurting shareholders, selling off too many assets or mistiming the helter-skelter stock markets.

Sometimes a quarterly report includes a noteworthy item that happened after the quarter ended. Porter Bancorp Inc. in Louisville, Ky., had three of them.

First Midwest Bank has agreed to use anti-fraud technology from PhoneFactor to improve security for online banking.

Credit unions have benefited from Bank Transfer Day and consumer anger over bank fees, but the data on membership and deposit gains offered by the Credit Union National Association looks inflated.

Hampton Roads Bankshares Inc. in Norfolk, Va., has completed the sale of a Gateway Bank branch to Blue Ridge Bankshares Inc. in Luray, Va.