The Treasury Department's Office of Inspector General blames the OTS in nearly of all its recent failed thrift reviews. The OCC, which inherited OTS-regulated thrifts in July, said it will make sure mistakes cited in the reports are not repeated.

Should credit bureaus wipe all blemishes from a consumer's file after three years? Will the Durbin debit rule drive consumers to use cash and checks, or credit cards? Don't expect firm answers from these academics, just intriguing questions.

Premier Bank & Trust in North Canton, Ohio, said that that Office of the Comptroller of the Currency has lifted a consent order after the bank recapitalized and addressed concerns over certain assets.

Two private-equity groups have agreed to invest a combined $100 million in a union-owned, New York bank that intends to use the proceeds to beef up its lending.

About 78% of consumers surveyed are comfortable with their banks using security cameras to improve customer service. Union Savings Bank in Danbury, Conn. is testing this concept.

American Chartered Bancorp in Schaumburg, Ill., has raised $50 million from a group of private equity firms that includes Patriot Financial Partners, Endicott Management Co. and Siena Capital Partners.

Firms controlled by mortgage bond pioneer Lewis Ranieri and billionaire investor Wilbur Ross are partnering to buy Deutsche Bank Berkshire Mortgage, a major lender to investors in U.S. apartment buildings, the companies said Monday.

A top Canadian financial regulatory official Monday warned the country's banks and other financial institutions against lowering interest rates further to spur additional borrowing by consumers.

The prepaid card marketer Green Dot said Monday that it had joined the Payment Card Industry Security Standards Council to participate in the standards-setting process.

The Atlanta Development Authority is shuttering a new homebuyer assistance program because the program's servicer, Bank of America, has decided to exit the correspondent lending business.

McGraw-Hill disclosed Monday the SEC is weighing action against its Standard & Poor's Ratings Services unit tied to its ratings for a collateralized debt obligation dating back to the financial crisis.

Conditional pricing, debt-to-equity swaps help to push M&A.

These women — some newcomers, and some familiar faces in new roles — are on the rise and well positioned to shape the industry for years to come.

Whether they work in insurance, on Wall Street, or at credit card companies, these women are all making a mark on the industry.

State regulators closed a bank on each coast Friday, bringing the failure tally this year to 73.

Bank of America Corp. is negotiating to sell its correspondent mortgage business to a unit of the private-equity firm Fortress Investment Group LLC in New York, according to people familiar with the situation.

In a move that could discourage some merchants from accepting debit cards for small transactions, Visa Inc. and MasterCard Inc. are raising the fees merchants pay for small-ticket debit purchases, according to an analyst.

Vikram Pandit, Citi's CEO, pushed for greater consumer regulation, including better disclosure by credit card companies and a significant shift in consumer lending.

The acquisition of a small Dallas-area bank has been called off because the buyer was unable to raise enough capital to complete the deal.