The two Pennsylvania banks renegotiated part of their deal, to make it harder for Tower to back out of its sale to Susquehanna. It's another example of volatile stocks complicating bank M&A.

The Department of Financial Services officially launched Monday and will focus on modernizing regulations and consumer protections.

Bank risk managers are expecting the worst unless the economy improves.

State Bank Financial has bought 10 failed banks since 2009, and CEO Joe Evans discusses his outlook for more deals. He also discusses challenges with loan demand, and the long-term outlook for his bank in its core markets of Atlanta and Macon, Ga.

Starbucks Coffee Co. is teaming up with community development lenders to create a nationwide loan fund that would help local businesses, developers, nonprofits and micro-enterprises expand and create jobs.

MOUNTLAKE TERRACE, Wash. – 1st Security Bank of Washington, the ailing one-time credit union known until 2004 as Washington's CU, plans to raise up to $32 million in an initial public offering.

Payment-systems provider ACI Worldwide Inc. reached a definitive deal worth $520 million in cash and stock to acquire S1 Corp., more than two months after first launching a bid for the e-commerce company.

BofI Holding Inc. in San Diego announced Monday that it has changed the name of its federally chartered savings bank from Bank of Internet USA to BofI Federal Bank.

Most banks design mobile sites as shrunken versions of online banking. Citigroup Inc.'s new website instead takes the lessons of mobile and blows them up for a bigger screen.

Citigroup, which last week touted its promise not to charge customers for using their debit cards, is telling some checking customers that it will start charging them $15 per month unless they maintain a balance of at least $6,000.

SAN DIEGO – Point Loma CU last week said it is closing its branch in San Marcos because of underperformance.

TULSA, Okla. – Tinker FCU has acquired a retail bank branch that had been operated by Bank of America.

SAN JOSE, Calif. – Technology CU opened a new branch in nearby Palo Alto Saturday.

The payment processor Planet Payment Inc. is delaying the release of its financial results for the first half of 2011 as it considers a change in the way it will report future revenue.

A wider availability of smartphones combined with more contactless acceptance at merchant locations should generate some $71 billion in near field communication mobile payments worldwide by 2015, research suggests.

After more than a year without a permanent leader, DCB Financial Corp in Lewis Center, Ohio, has named a former Huntington Bancshares Inc. executive, Ronald J. Seiffert, president and chief executive.

WASHINGTON — First International Bank in Plano, Texas, became the year's 74th failed institution late Friday.

Consumers could save upwards of $63 billion a year if Fannie Mae and Freddie Mac participate in a workable refinancing program for underwater borrowers, according to Moody's Investors Service.

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