Consumer banking
Consumer banking
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The 10th Circuit Court of Appeals is reviewing a challenge to Colorado's effort to exercise more power over the interest rates charged to its residents.
August 18 -
The industrial bank charter is attracting increased interest because of the combination of innovation and safety it offers. However, charters should only go to companies that can meet a rigorous set of requirements.
August 18 -
HomeTrust Bancshares, which has been eyeing Virginia as part of its growth strategy, plans to acquire the formerly troubled Blue Ridge Bancshares in an all-stock transaction.
August 17 -
The New York State Department of Financial Services warned banks about a security vulnerability in IT software. Now it's acknowledged some companies it oversees were affected by it.
August 17 -
Competition for loans and deposits in Texas is mounting as out-of-state banks swoop into the Lone Star State, eager for a piece of the economic pie. Some Texas-headquartered banks are trying to hold their ground by doubling down on full relationships and customer service.
August 17 -
Bankers, particularly at the midsize and regional level, should be on the lookout for more opportunities to develop networked solutions to common problems, such as know-your-customer operations and fraud detection.
August 17 -
Northern Trust, Western Alliance Bank and Synovus led RepTrak's 2026 ranking by noncustomers, as direct experience with a firm produced wide gaps between how customers and outsiders viewed some banks.
August 17 -
Chime, USAA Bank and Regions led the customer reputation rankings in RepTrak's 2026 survey, in which respondents also placed particular emphasis on whether banks meet customer needs and operate ethically.
August 17 -
RepTrak's 2026 bank reputation survey found the industry retained a historically strong reputation, though underlying data suggests consumers are skeptical of artificial intelligence and banks' ability to self-police in a deregulatory environment.
August 17 -
BayFirst Financial in St. Petersburg plans to focus on larger commercial deals after repairing the damage from a failed strategy that emphasized small-dollar loans backed by the U.S. Small Business Administration.
August 14 -
The world's largest neobank had a strong quarter as it prepares to launch a bank in the U.S.
August 14 -
Vikram "Vik" Malhotra joins the Bank of New York Mellon's board of directors from McKinsey, Bank of America will acquire up to a 49.9% joint-venture stake in Jio Credit Limited, JPMorganChase terminates its banking relationship with Polymarket over regulatory concerns, and more in this week's banking news roundup.
August 14 -
Experts predict that either banks or fintechs will sue the Consumer Financial Protection Bureau, depending on the details of the fee structure in its forthcoming open-banking rule.
August 14 -
As community banks lean on third-party vendors to keep up with AI developments, executives say regulatory standards must be put in place to account for the increased risk they face.
August 14 -
Many banks can't say what software their IT provider runs. Only 58% of community and midsize banks even hold the right to audit that vendor, a survey found.
August 13 -
United Bank and Five Points Bank, both ranked among the top-performing banks by Capital Performance Group, said they have stayed in the mortgage business because they see it as a way to build strong relationships in the communities they serve.
August 13 -
Long Island-based Dime Commercial Bancshares, which continues to transform itself from a thrift into a commercial bank, is eyeing additional expansion in the Garden State.
August 12 -
The joint American Banker-Capital Performance Group study of 2025's top-performing banks reveals that for institutions under $2 billion of assets, success comes from a fee-income engine, a defensible lending niche and radical cost discipline.
August 11 -
For the past three quarters, more bank branches have opened than closed. It's a trend, though a slight one.
August 11 -
For the first time in 17 years, the number of U.S. bank branches is on a sustained rise.
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