Best Places to Work in Fintech 2025

ByCarter Pape, Melinda Huspen, Frank Gargano, Penny Crosman

May 13, 2025 6:00 AM

When people are deciding what company to work for, they consider many things — location, how well the job matches their current skill set or goals, the company's reputation and culture. But the three primary factors are typically compensation, benefits and work/life balance.

The 29 companies on American Banker's Best Fintechs to Work for 2025 list clearly make an effort to provide generous benefits and work-from-home flexibility, as well as fun of all kinds, from free snacks to half-day Fridays in the summer to employee parties and outings.

Read on to learn more about fintechs with award-winning workplaces.

Advyzon

Chicago
CEO: Hailin Li
No. of U.S. employees: 88
Service: All-in-one wealth management technology platform for financial advisors.

Why it's a great place to work: Advyzon fosters a supportive and flexible work environment, offering employees unlimited paid time off, no-cost healthcare, remote work options and paid sabbaticals. The company emphasizes internal growth, providing clear pathways for career advancement. Employees appreciate the autonomy of remote work, opportunities for professional development, and a collaborative culture that includes in-office games and a pet-friendly atmosphere. Frequent company outings further strengthen team cohesion and morale.

Expansion Capital Group employees serve up a Thanksgiving meal.

Expansion Capital Group

Sioux Falls, South Dakota
CEO: Tim Mages
No. of U.S. employees: 80
Service: Lender to small businesses

Why it's a great place to work: Expansion Capital Group emphasizes work-life balance, offering employees the flexibility to manage personal responsibilities without penalty. The company fosters a lively workplace culture through monthly "Fun Committee" events, such as "Unicorn Day," featuring colorful decorations, treats and interactive activities. Employees also appreciate perks like complimentary meals, an annual holiday party and a summer family picnic.

Lendistry employees at the company's holiday toy drive and Christmas party.

Lendistry

B.S.D. Capital dba Lendistry

Los Angeles
CEO: Everett Sands
No. of U.S. employees: 283
Service: Small business and commercial real estate lending

Why it's a great place to work: Lendistry's workplace empowers employees to make a tangible impact on underserved communities through innovative financial solutions. The company supports work-life balance with remote and hybrid work options, and celebrates diversity by honoring heritage months. Employees appreciate amenities like a fully stocked kitchen and dedicated spaces for relaxation and collaboration. Lendistry's commitment to diversity, equity and inclusion creates an environment where team members can thrive personally and professionally while contributing to the success of small businesses nationwide.

WithClutch employees gather at a recent offsite in Atitiba, Brazil.

DENY OLIVER

WithClutch

New York
CEO and Cofounder: Nicholas Hinrichsen
No. of U.S. employees: 54
Service: Digital loan and deposit origination software for credit unions

Why it's a great place to work: Clutch fosters a remote-first environment that emphasizes autonomy, flexibility and meaningful collaboration. Employees, known as "Clutchies," are deeply aligned with the company's mission to empower credit unions through innovative fintech solutions, cultivating a strong sense of purpose and pride in their work. The organization prioritizes strong interpersonal relationships, with team members reporting high levels of trust and fulfillment in their collaborations. Biannual in-person meetups further strengthen these bonds, providing opportunities to celebrate achievements and spark innovation.

Alkami Co:Lab 2024 at the Gaylord Texan Resort and Convention Center in Grapevine, Texas on April 10, 2024.

Participants in Alkami's first external TechFin Hackathon from the company's Co:lab event.

Andrew Shafer Visuals

Alkami Technology

Plano, Texas
CEO: Alex Shootman
No. of U.S. employees: 940
Service: SaaS-based digital banking platform for financial institutions

Why it's a great place to work: Alkami Technology says its mission to empower regional financial institutions is matched by a culture that empowers its people. The company offers a fully remote work environment with a monthly home office stipend, while also maintaining flexible access to office space for those who prefer in-person collaboration. Employees cite Alkami's values-driven culture and emphasis on recognition, from quarterly appreciation swag to AMP Points for birthdays and work anniversaries. By investing in both professional growth and inclusive team engagement — such as hybrid events and "Wonderful Wednesdays" — Alkami creates a workplace where high performance and personal well-being go hand in hand.

FinWise Bank rings the Nasdaq Bell.

Vanja Savic/Finwise Bank

FinWise Bank

Murray, Utah
CEO: Jim Noone
No. of U.S. employees: 194
Service: Banking-as-a-service (BaaS) solutions for fintechs, including lending, payments, and card programs

Why it's a great place to work: FinWise Bank offers generous paid time off and parental leave, reflecting its family-first culture. Employees appreciate the relaxed atmosphere, flexible remote work options and perks like gym membership subsidies, golf passes and complimentary beverages. FinWise also provides access to the Calm app, encouraging mental wellness. The organization supports community engagement by encouraging employees to volunteer during work hours and hosts "Lunch and Learn" sessions on diverse topics.

MDT employees volunteer at the Gleaners distribution center in Taylor, Michigan.

Member Driven Technologies

Farmington Hills, Michigan
President and CEO: Chris Kowal
No. of U.S. employees: 155
Service: Private cloud core processing and IT services for credit unions

Why it's a great place to work: Member Driven Technologies (MDT) offers employees a flexible hybrid work model, requiring only five in-office days per month, allowing individuals to tailor their schedules to personal needs. The company provides generous paid time off starting at 144 hours annually, 13 paid holidays, and monthly flex hours for personal appointments. MDT fosters a strong sense of community through regular volunteer opportunities accessible to all employees, including those working remotely. Additionally, the organization hosts annual events like a summer party for employees and their families and a December holiday celebration featuring entertainment, accommodations, and meals.

Self Financial team volunteering at Central Texas Food Bank.

Self Financial

Austin, Texas
CEO: Julie Szudarek
No. of U.S. employees: 289
Service: Helps credit-limited consumers build credit through loans and secured cards

Why it's a great place to work: Self Financial's mission-driven culture centers on increasing financial inclusion, which resonates strongly with its employees. The company supports professional growth through development reimbursements, mentorship programs and a revamped performance review system introduced in 2024 to enhance feedback and career advancement opportunities. With a hybrid work model, flexible PTO, and a focus on diversity and inclusion — evidenced by initiatives like bias training and active employee resource groups — Self creates an environment where employees feel valued. Additional perks include complimentary tickets to events through partnerships with the San Antonio Spurs and the Moody Center, along with free meals and recreational amenities.

Alloy employees refuel and reconnect outside of the office at the company's annual retreat.

Alloy

New York
CEO: Tommy Nicholas
No. of U.S. employees: 245
Service: End-to-end identity and fraud prevention platform for financial institutions and fintechs

Why it's a great place to work: Alloy's culture emphasizes employee growth, inclusivity and well-being. The company actively incorporates employee feedback into its benefits offerings, providing resources like free therapy sessions and life coaching. A strong commitment to diversity, equity, and inclusion is evident through initiatives such as employee resource groups and affinity groups, creating a safe and collaborative environment. Additionally, Alloy supports professional development with learning stipends, mentorship programs, and regular team-building events, ensuring employees feel valued and empowered in their roles.

Teslar Software Employee Appreciation Day celebration.

Teslar Software

Springdale, Arkansas
CEO and founder: Joe Ehrhardt
No. of U.S. employees: 61
Service: Lending process automation platform for community financial institutions

Why it's a great place to work: Teslar Software's collaborative and transparent work environment is exemplified by weekly company-wide strategy meetings led by CEO Joe Ehrhardt, ensuring all employees are aligned with organizational goals. The company emphasizes its six core values — Trust Above Everything; I've Got Your Bank; Be Resourceful; Deliver the Unexpected; Client Success; and Celebrate the Victories — which guide daily operations and decision-making. Teslar invests in employee development by sponsoring participation in programs like Leadership Springdale. The company shares profits with employees beyond annual bonuses. Additional perks include flexible PTO, catered meals, monthly team outings, and an office equipped with recreational amenities such as game consoles, a ping pong table and a gym.

Tyfone's Java4Kids program is a fundraising arm dedicated to helping the mission of Credit Unions for Kids and the Children's Miracle Network Hospitals.

Tyfone

Portland, Oregon
CEO and cofounder: Siva Narendra
No. of U.S. employees: 50
Service: Digital banking and instant payment solutions for community financial institutions

Why it's a great place to work: Tyfone's culture values autonomy, transparency and continuous learning. The company emphasizes a flat organizational structure, enabling employees to make decisions, experiment and grow without excessive hierarchy. This approach cultivates mutual trust and collaboration across teams. Employees appreciate the opportunity to leverage their strengths and challenge ideas with data, as reflected in recent feedback highlighting the enjoyment of using their skills uniquely and being motivated to reach new levels. Tyfone also supports work-life balance through flexible arrangements and offers unique benefits like quarterly wellness leave and role-based asset procurement. By aligning its mission with the principle of "people helping people," Tyfone empowers its team to make meaningful impacts on the financial well-being of communities.

ACES Quality Management

Denver
CEO: Trevor Gauthier
No. of U.S. employees: 69
Service: Quality control and audit software

Why it's a great place to work: ACES Quality Management offers a fully remote work environment, having embraced this model well before it became widespread. Employees benefit from flexible work hours and unlimited paid time off, fostering a healthy work-life balance. The company supports community engagement through paid volunteer days and promotes team cohesion with various employee engagement programs. ACES encourages all team members to contribute their unique perspectives, which drives innovation and collaboration across the organization.

MANTL CEO Nathaniel Harley speaking at the 2024 Jack Henry Conference.

MANTL

New York
CEO: Nathaniel Harley
No. of U.S. employees: 123
Service: Omnichannel account origination software for banks and credit unions

Why it's a great place to work: MANTL offers comprehensive benefits, including fully covered health insurance, generous parental leave, unlimited paid time off and a $400 remote work stipend. MANTL supports continuous learning through internal training programs on topics like inclusive language and effective remote communication. Additionally, mentorship and buddy programs facilitate cross-departmental collaboration and support for new hires and returning parents. Employees appreciate the open channels for feedback, which inform thoughtful improvements to policies and programs.

KlariVis's GTM team went to an axe-throwing range as a group activity.

KlariVis

Roanoke, Virginia
CEO and founder: Kim Snyder
No. of U.S. employees: 62
Service: Data analytics platform for community financial institutions

Why it's a great place to work: The company provides unlimited PTO, flexible work arrangements and a generous healthcare contribution of $500 per pay period, with any surplus directed to employees' HSA accounts. Signature events like K-Week foster collaboration and camaraderie through strategic planning, team-building activities and social gatherings. The new Roanoke headquarters features state-of-the-art collaboration tools, an onsite gym and premium coffee. Additionally, the KlariVis Kares initiative and volunteer PTO reflect the company's commitment to community engagement.

A man shoots a toy bow and arrow while other people watch and cheer.

Employees enjoying team building and competitive "Olympic" games during DCI's annual employee event.

DCI

Hutchinson, Kansas
President and CEO: Sarah Fankhauser
No. of U.S. employees: 323
Service: Core banking and digital processing solutions for banks

Why it's a great place to work: DCI offers hybrid work options, promoting flexibility and work-life balance. Employees appreciate the annual Employee Celebration Day, which includes games, contests, and product education, with a paid floating holiday provided in exchange. Additional perks like ping pong tables, treadmills and summer "Parties in the Park" contribute to an engaging work environment. DCI's commitment to core values — customer focus, integrity, open communication, and trust — creates a collaborative atmosphere.

IOU Financial employees attended a deBanked conference with branded hot sauce samples.

IOU Financial

Kennesaw, Georgia
CEO and president: Robert Gloer
No. of U.S. employees: 76
Service: Online lender to small businesses

Why it's a great place to work: IOU Financial offers unique perks like weekly bingo games, catered lunches, and surprise giveaways, creating a fun and engaging environment. Innovative benefits such as "Golden Ticket" PTO days and an on-site gym reflect IOU's commitment to employee well-being. With a culture that values collaboration and open communication, IOU Financial provides a flexible work environment that supports both professional growth and personal balance.

Ascent Funding employees at a Best Places To Work celebration.

Ascent Funding

San Diego
Chairman and CEO: Ken Ruggiero
No. of U.S. employees: 87
Service: Provides private student loans and bootcamp financing

Why it's a great place to work: Ascent Funding's culture emphasizes flexibility, well-being and personal growth. The company offers unlimited PTO, a hybrid work model with three remote days per week, and a $3,000 paid sabbatical every three years, encouraging employees to recharge fully. Employees appreciate perks like $400 for home office upgrades, $200 annually for wellness expenses, and engaging events such as Professional Development Week and quarterly happy hours. Additional benefits include mental health days, No-Meeting Fridays, and community service days, all contributing to a supportive environment where employees feel valued and empowered.

Smiley Technologies team members celebrated Star Wars Day by wearing Star Wars-themed shirts to a Top Golf driving range.

Smiley Technologies

Little Rock, Arkansas
President and CEO: Elizabeth Glasbrenner
No. of U.S. employees: 92
Service: Provider of core banking software for community banks

Why it's a great place to work: The people-first culture at Smiley Technologies emphasizes open communication, work-life balance, and employee recognition. The company maintains an open-door policy across all levels of leadership, allowing for transparent and direct communication. Employees benefit from flexible work arrangements, including the option to work remotely as needed. To promote a positive work environment, Smiley Technologies implements initiatives like the "High Five Board" for peer recognition and organizes various wellness programs and team-building events throughout the year, such as health screenings, guest speakers and themed social gatherings.

Hometap employees volunteering with Heading Home's Up and Out program to help shelter guests transition into permanent housing.

Hometap

Boston
CEO and cofounder: Jeffrey Glass
No. of U.S. employees: 246
Service: A home equity investment platform

Why it's a great place to work: Hometap offers 100% remote work, fostering flexibility and work-life balance. Leadership maintains transparency through regular communications, ensuring team members are informed and engaged. Employees receive an annual home office stipend, reflecting Hometap's commitment to a productive remote work setup. The company celebrates its core values — 'being a good owner,' 'being a good neighbor,' and 'strong foundations' — through monthly all-hands meetings that recognize team members exemplifying these principles.

A group of Green Check Verified employees before a team dinner.

Green Check Verified

Bonita Springs, Florida
Founder and CEO: Kevin Hart
No. of U.S. employees: 54
Service: Provides products to help financial institutions serve the cannabis industry

Why it's a great place to work: Green Check Verified's collaborative, remote-first culture emphasizes flexibility and transparency. Employees benefit from equity ownership, access to company-wide financial metrics, and a supportive environment — exemplified by its active #Kudos Slack channel — that encourages professional growth. The company also offers unique perks such as time off for volunteer work, generous holiday gift cards and additional paid time off during the holidays.

Glia employees enjoyed indoor go-kart speed racing as a team-building activity.

Glia

Glia Technologies, Inc.

New York
CEO and cofounder: Daniel Michaeli
No. of U.S. employees: 150
Service: Provider of customer service communication software

Why it's a great place to work: Glia says its people-centric work environment emphasizes flexibility, inclusivity and employee well-being. The company offers unlimited paid time off and flexible work policies in the U.S., allowing employees to balance their professional and personal lives. Glia invests in bi-annual company off-sites, such as the recent gathering in Cancun, to strengthen team cohesion and provide opportunities for professional development. Additionally, the launch of a new flex benefits platform lets U.S. employees select lifestyle benefits tailored to their individual needs.

Financial Finesse employees on a company-sponsored marina cruise.

Financial Finesse

El Segundo, California
Founder and CEO: Liz Davidson
No. of U.S. employees: 53
Service: Human and AI-powered financial advice as an employer-sponsored benefit

Why it's a great place to work: Financial Finesse says it's flat organizational structure encourages autonomy and innovation, enabling team members to take ownership of their roles and contribute to groundbreaking solutions in the fintech space. With a strong emphasis on work-life balance, Financial Finesse offers flexible hours and comprehensive benefits, including full coverage of employees' medical premiums and significant contributions toward dependents' premiums. Employees also benefit from a financial wellness program that features unlimited access to certified financial planners and personalized financial tools.

PayQuicker employees can choose the best working situation for themselves, whether that's in the office or from home, with no company-mandated requirements.

PayQuicker

Rochester, New York
CEO: Paul Beldham
No. of U.S. employees: 65
Service: A global payments platform

Why it's a great place to work: PayQuicker emphasizes a people-first culture, where leadership actively engages with employees at all levels to foster a sense of value and connection. The company offers flexible work arrangements, including remote options, and provides perks like office snacks and additional summer time off. This supportive environment, combined with a mission to deliver innovative global payout solutions, makes PayQuicker a rewarding workplace, according to the company.

Group of people in an office, some wearing ugly Christmas sweaters

CorServ's in-person all hands in December included a tacky holiday sweater contest. Employees who live in the Atlanta area have the option to join in-person all-hands meetings, but commuting to the office is not required.

CorServ

Atlanta
CEO: Anil Goyal
No. of U.S. employees: 98
Service: Provides card issuing platform for banks and fintechs

Why it's a great place to work: CorServ says it fosters a culture of respect, collaboration and shared purpose, driven by leadership that encourages open communication and values employee input. Team members are encouraged to share ideas, opinions and concerns, contributing to an environment of transparency, accountability and trust. The company's commitment to employee growth is evident in its provision of free, unlimited access to learning and career development courses, such as those offered through LinkedIn. Operating as a remote workplace since its inception in 2009, CorServ supports work-life balance.

Group of people standing in a grassy courtyard at night

Praxent employees in El Salvador gather together in person for a dinner. Praxent employees live across the U.S. and Latin America with no physical office, so the company sponsors in-person holiday parties for international team members.

Praxent

Austin, Texas
CEO: Tim Hamilton
No. of U.S. employees: 45
Service: Provides user-experience design and consulting to fintechs and banks

Why it's a great place to work: Praxent says it has a strong workplace culture and supports professional growth through regular career coaching and a clear advancement framework. Employees also appreciate the emphasis on fun and connection, with activities like themed Slack channels, paid team meals, and MasterClass subscriptions. Praxent further invests in its team by sponsoring learning cohorts and certifications, and hosts in-person holiday events for international staff.

Five women in yellow, red and green shirts and lanyards. The shirts say "Go For The Gold."

IntraFi hosts an annual family picnic and a Take Our Daughters and Sons to Work Day with a full-day curriculum, which employee volunteers help to run.

IntraFi

IntraFi LLC

Arlington, Virginia
CEO: Mark Jacobsen
No. of U.S. employees: 313
Service: FDIC-insured deposit placement and liquidity management solutions for financial institutions

Why it's a great place to work: IntraFi says it fosters a mission-driven culture where employees contribute to strengthening financial institutions and communities nationwide. The company emphasizes transparency through regular CEO updates and all-hands meetings, ensuring everyone is informed about organizational progress and goals. Employees receive a comprehensive suite of benefits, including flexible telework options, generous paid time off, sabbaticals, adoption assistance, and access to expert medical consultations. IntraFi also promotes a sense of community and shared purpose through team-building events like IT Innovation Week and seasonal celebrations.

Five people wearing neon bicycle gear with the word "Pelotonia" on the front pose for a photo with their bikes.

White Clay hosts community service and philanthropy initiatives, such as employees joining the Peolotinia Charity bike ride to fundraise for cancer research in Columbus, Ohio.

White Clay

Louisville, Kentucky
Founder and president: Mac Thompson
No. of U.S. employees: 30
Service: Banking relationship management and profitability optimization software

Why it's a great place to work: White Clay says it fosters a workplace culture grounded in trust, autonomy and community engagement. Employees operate with a high degree of independence, supported by a hands-off management approach that emphasizes accountability over micromanagement. The company offers unlimited paid time off and flexible remote work options, allowing staff to manage their schedules while meeting project goals. White Clay encourages community involvement by supporting employees who are involved with local institutions like the Louisville Zoo and the Fund for the Arts, reflecting its commitment to both employee well-being and civic responsibility.

YCharts employees have the option to log off early on Fridays during the summer months to enjoy the weather and longer daylight hours.

YCharts

Chicago
President and CEO: Sean Brown
No. of U.S. employees: 126
Service: Investment research and client communication platform for financial advisors

Why it's a great place to work: YCharts says it fosters a collaborative and inclusive culture that supports both professional growth and personal well-being. The company offers flexible hybrid work options and unique perks like reduced hours on summer Fridays, mental health half-days, and stipends for cultural enrichment and charitable giving. Its employee-led YCollective committee organizes initiatives spanning DEI, education, and social engagement. With a focus on meritocracy, YCharts encourages employees with a positive attitude and strong results to advance.

Mpower emphasizes publicly celebrating employee birthdays and life events.

Mpower

Mpower Financing

Washington, D.C.
CEO: Manu Smadja
No. of U.S. employees: 38
Service: Lender to international students

Why it's a great place to work: Mpower says its mission-driven culture unites employees in a shared commitment to removing financial barriers for international students. The company offers opportunities for professional growth, encouraging employees to develop skills and advance their careers within the organization. It also offers a hybrid work structure, where employees are required to be in the office only two days a week. It also offers a Stepathon fitness challenge, an on-site game room and paid time off to care for relatives and children.

Read our longer profile of Mpower here.