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Market Intelligence:
AI
Payments
Research
Industry Data
  • Digital banking
    Digital Banker of the Year: Quontic's Patrick Sells

    How a twentysomething marketing entrepreneur helped transform a small community development financial institution into a digital leader.

    By Matthew de Paula
    May 31
  • Digital banking
    Walmart, Green Dot inching MoneyCard closer to banking look-alike

    The reloadable debit card resembles a bank account with new high-yield savings account and other tweaks.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    May 27
    Walmart
  • Cyber Security
    What ransomware attacks on vendors mean for banks

    Cybercriminals have targeted at least four financial services technology companies in recent months, potentially giving hackers back-door access to clients. Here’s how banks can guard against that.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    May 26
    Overview of ransomware attacks
  • Digital banking
    Smaller branches, more versatile staff: Citizens Bank's new normal

    The Rhode Island company's post-pandemic plan also includes returning some overseas call center functions to the U.S. and bringing its office staff back in phases, says CEO Bruce Van Saun.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    May 22
    "We're only going to invite people back to work," says Bruce Van Saun, the chairman and CEO of Citizens Financial Group. "It's not going to be compulsory."
  • Data management
    TD Bank confronts vexing problem of connecting disparate data

    The Toronto company is testing new software from Cinchy that lets its technology teams visualize how datasets spread across departments might work together to make client referrals or collaborate with fintechs.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    May 20
    Tim Clark, CIO, business segment technology, TD Bank
  • Digital banking
    The messaging tool that let Happy State Bank take its lending online

    The Texas bank is leaning on solutions from Lightico and MANTL to quickly set up accounts and handle loans when customers can’t sign documents in person because of the coronavirus emergency.

    By Miriam Cross
    Tech Reporter
    May 19
    Customer chat sessions at Happy State Bank
  • Paycheck Protection Program
    PPP lending helps brand-new bank get off to promising start

    Triad Business Bank in North Carolina, which opened in March, has made $106 million in Paycheck Protection loans.

    John Reosti Author Image
    By John Reosti
    Reporter
    May 17
  • Paycheck Protection Program
    SBA, Treasury release more guidance on PPP loan forgiveness

    The agencies produced an application process that includes favorable interpretation of qualifying expenses.

    John Reosti Author Image
    By John Reosti
    Reporter
    May 15
  • Gig economy
    New challenger bank caters to freelancers, gig workers

    Oxygen helps customers obtain business licenses and separate their personal and business lives. Its says its services will be in demand as the pandemic accelerates a shift away from traditional jobs.

    By Miriam Cross
    Tech Reporter
    May 15
  • E-signature
    How banks are using remote notarization now that states have signed on

    Closing loans is just one way BMO Harris and other banks are looking to use online notarization. But there are obstacles to overcome before it becomes standard practice.

    By Miriam Cross
    Tech Reporter
    May 14
    remote online notary app
  • Core systems
    Bisignano’s priorities as Fiserv CEO: Bond with banks, invest in tech

    Incoming chief Frank Bisignano downplays any pressure to find $1.2 billion in cost cuts promised to shareholders from the acquisition of First Data. Instead he emphasized his track record of producing revenue growth and pledged to keep funding innovation projects.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    May 13
    Frank Bisignano, chairman and CEO, First Data
  • Digital banking
    Banks tore up digital scripts once pandemic hit

    U.S. Bancorp, Wells Fargo, WSFS and others were already deeply engaged in digital transformations before the coronavirus crisis led them to pivot — quickly.

    By Allissa Kline
    Reporter
    May 12
  • Payments
    Why Samsung is following Apple, Google into consumer banking

    In announcing its plan to offer a deposit account and debit card in partnership with SoFi, the mobile phone maker suggested that the coronavirus pandemic will accelerate consumers’ adoption of contactless payments.

    By Kevin Wack
    Banking Editor
    May 11
    Samsung is positioning its forthcoming deposit account as part of a money management platform for consumers’ cell phones.
  • Fintech
    Banks get another new challenger, this one catering to immigrants

    Stilt, which had already been offering unsecured loans to newcomers to the U.S., is working with technology and banking partners to offer them deposit accounts and debit cards.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    May 8
    Rohit Mittal, CEO, Stilt
  • Fraud
    Bankers fear massive borrower fraud in PPP

    Up to 12% of loans under the $660 billion small-business rescue program could be tied to misleading or completely phony applications, fueling concerns about lenders' potential liability.

    By Kevin Wack and Kate Berry
    May 7
    PPP loans by state
  • Work from home
    Is the coronavirus giving banks an excuse to spy on employees?

    Financial institutions have been monitoring workers' productivity at home with tracking software and webcams. Now they're mulling whether to mandate contact-tracing apps, COVID-19 testing and other practices that could raise further privacy issues.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    May 6
    Work-at-home survey
  • Robo advisors
    A 'false narrative'? Banks strike back against claims of fintech advantage

    Bankers are disputing upstarts' claims customers don't like them, noting progress that traditional institutions have made in recent years.

    sdpic.jpg
    By Suleman Din
    Technology Editor
    December 6
    From left, signage for Bank of America, Citibank and JPMorgan Chase branches.
  • Digital currencies
    Podcast ‘Wall Street’s ledger systems don’t keep honest track of who owns what’

    Caitlin Long, member of the Wyoming Blockchain Task Force, explains why the state has enacted 13 blockchain laws and what they mean for fintechs and banks.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    November 4
    Caitlin Long, a former managing director at Morgan Stanley
  • Artificial Intelligence
    Bank of America's AI approach: 'Productive paranoia'

    A thorough process for approving experiments with artificial intelligence, clear philosophical principles and diverse human involvement are some of the ways BofA says it's working to ensure AI does no harm.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    October 8
    Sumeet Chabria, global business services executive, Bank of America
  • Identity theft
    How randomized Social Security numbers aided identity fraud

    Visa is leaning more heavily on its Issuers’ Clearinghouse Service to help banks combat the rise of synthetic fraud, which it attributes in part to a security measure adopted by the Social Security Administration years ago.

    moeser-michael-javelin
    By Michael Moeser
    Senior Content Strategist
    September 27
    Visa cards in shadows
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.