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Market Intelligence:
AI
Payments
Research
Industry Data
  • Technology
    Who deserves to know about bank cyber threats?

    Banks report cyber events to their boards and regulators more than twice as often as they notify their customers and the general public, according to a recent survey. New reporting requirements could change the equation.

    By Jon Prior and Carter Pape
    April 6
  • Consumer banking
    Democratic state AGs call on four big banks to eliminate overdraft fees

    A group of state attorneys general is asking JPMorgan Chase, Bank of America, Wells Fargo and U.S. Bancorp to scrap the controversial charges entirely, as competitors like Citigroup and Capital One have done. The four banks targeted have all announced significant changes that will likely reduce their overdraft revenue.

    By Polo Rocha
    Staff Writer
    April 6
    New York AG Letitia James, California AG Rob Bonta
  • Politics and policy
    Banks change their tack in navigating the culture war 

    Vocal in their opposition to some restrictive state laws in recent years, most institutions are silent on similar laws being pursued today. Why?

    Brendan Pederson Author Image
    By Brendan Pedersen
    Reporter
    April 5
  • Servicing
    CFPB files amicus brief in Wells Fargo servicing lawsuit

    The Consumer Financial Protection Bureau argues borrowers in the case had a right to answers even if the inquiries were origination related and foreclosure litigation was pending.

    nmn_author_Bonnie_Sinnock.jpg
    By Bonnie Sinnock
    Capital Markets Editor
    April 5
    Wall Street Frets Over A Revived CFPB Trump Left Toothless
  • Commercial banking
    How bad are weather disasters for banks? ‘Not very,’ study finds

    New York Fed researchers found that banks operating in areas hit by tornadoes, floods and other calamities weren’t financially hurt by those disasters. That surprising result comes with significant caveats, however.

    By Kevin Wack
    Banking Editor
    April 5
  • Payments
    Revamped PayPal card raises rewards to promote digital payments

    The newest version of the Mastercard gives users the most cash back for checking out with their PayPal accounts instead of for spending in specific categories.

    By Kate Fitzgerald
    Senior Editor, Payments
    April 5
    PayPal sign
  • Community banking
    Banks vie for share of trillion-dollar equipment finance market

    Institutions are hiring aggressively or buying up competitors to take part in an equipment finance boom as the economy continues to heal.

    John Reosti Author Image
    By John Reosti
    Reporter
    April 4
    Inside a restaurant kitchen
  • Politics and policy
    Federal Home Loan banks' purpose called into question as advances drop

    The core function of the Federal Home Loan Bank System — advances to member institutions — plummeted 20% last year to $350 billion, its lowest level in 15 years. That erosion of purpose is emboldening critics, who say the Home Loan banks need to change or face irrelevance.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    April 4
    Baltimore home sales
  • Credit unions
    DFCU Financial in Michigan hires new CEO

    Ryan Goldberg succeeded Mark Shobe, who had led the institution since 2000.

    By Frank Gargano
    Data Reporter
    April 4
    Ryan Goldberg, DFCU Financial
  • Commercial banking
    Wells Fargo names first-ever chief sustainability officer

    Robyn Luhning, the bank’s head of environmental and social risk management, takes the position at a time when financing for the fossil-fuel industry faces scrutiny. Other large banks have created similar roles in recent years.

    By Jon Prior
    Staff Writer
    April 4
    Wells Fargo sign and building
  • Payments
    Let's make a (better) deal: How Cardlytics is changing card-linked offers

    The company provides incentives through the online statements of many large card issuers — but it faces more competition than ever from fintechs and "super apps." To stay in the game, Cardlytics is scooping up more data to sharpen its pitches.

    By Kate Fitzgerald
    Senior Editor, Payments
    April 4
  • Commercial banking
    Bank CEOs post-merger: Where are they now?

    Vernon Hill, Ellen Alemany and Joseph Otting are among the executives whose careers took a turn after their company was acquired. Here’s a look at what eight CEOs did after their time atop a bank ended.

    By Kevin Wack, Allissa Kline and Jon Prior
    April 3
  • Payments
    American Express journeys into the metaverse

    What good is a travel card when virtual reality eliminates the need to leave home? Amex's patent filings explore the possibilities.

    By John Adams
    Executive Editor, Payments
    April 1
    Meta Oculus Quest user
  • How banks can find a winning position in the buy-now-pay-later market
    As BNPL gains popularity with consumers and merchants, banks will need to carefully consider their position in this growing market.
    Partner Insights from EY
  • How banks can become comprehensive resources for “all things commerce”
    Banks and merchant acquirers can adopt a commerce proposition and leverage customer data to turn payments into a competitive advantage.
    Partner Insights from EY
  • Banks can enhance customer value with long-term value strategies
    Prioritizing sustainability and stakeholder interests can enhance trust and drive financial results.
    Partner Insights from EY
  • Regulation and compliance
    CFPB’s questions to banks suggest new frontiers in fair-lending scrutiny

    Questionnaires sent to banks in recent months seek information about loans to same-sex couples, women on maternity leave and people with limited English proficiency. Industry executives and attorneys say the Consumer Financial Protection Bureau may be offering hints about specific types of fair-lending cases it could pursue.

    By Jon Prior
    Staff Writer
    March 31
  • How financial firms can jump-start their digital asset strategies
    Overcoming internal skepticism about digital assets can help create the strategic urgency needed to compete in a fast-moving market.
    Partner Insights from EY
  • Payments
    What issuers and fintechs should know about Amazon's Chase deal

    The renewal of the e-commerce giant's cobranded card cements an alliance between two giants of their industries — just as both companies are pushing ahead with products such as buy now/pay later loans that put pressure on traditional credit cards.

    By John Adams
    Executive Editor, Payments
    March 31
  • Regulation/Compliance
    FDIC issues climate risk guidance for larger banks

    The Federal Deposit Insurance Corp. is the second U.S. regulator to outline strategic planning and other steps banks with more than $100 billion of assets can take to minimize damage from severe weather events and the transition to a low-carbon economy.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    March 30
    FDIC Chairman Martin Gruenberg
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.